Market moves are unpredictable. Your portfolio doesn’t have to be.

Market moves are unpredictable. Your portfolio doesn’t have to be.

Source: Live Mint But history shows that markets move in cycles—shaped by economic indicators, interest rate shifts, geopolitical developments, and corporate performance. Every correction has ultimately been followed by recovery and growth. For seasoned investors, the key lies in patience, discipline, and a well-structured portfolio that can dynamically adapt to changing market conditions. Staying invested…

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US regulator clears path for banks to engage in some crypto activities

US regulator clears path for banks to engage in some crypto activities

Source: Live Mint WASHINGTON (Reuters) -The U.S. regulator overseeing national banks clarified Friday that banks can engage in some crypto activities, and removed expectations firms should receive advance permission from regulators before doing so. The Office of the Comptroller of the Currency said in a statement that national banks are permitted to engage in some…

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Beyond the cap: Can we truly fix senior citizen health insurance?

Beyond the cap: Can we truly fix senior citizen health insurance?

Source: Live Mint While the move promises stability, it also raises a crucial question: Will insurers find new ways to offset costs, tightening underwriting and claim scrutiny?  There are some areas where additional refinements could enhance consumer protection and clarity. Shielding seniors The 10% cap offers much-needed relief by preventing the sudden, steep premium hikes…

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Building a strong portfolio to avoid market volatility

Building a strong portfolio to avoid market volatility

Source: Live Mint Yet, before exploring how AIFs mitigate these risks, it’s important to understand the root causes of market volatility and the specific challenges it presents to investors. Volatility challenges Volatility in financial markets stems from various factors, such as economic uncertainty, geopolitical events, and shifts in monetary policy. For investors, this creates several…

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Portfolio Rebalancing: What are the most effective strategies for managing risk? | Mint

Portfolio Rebalancing: What are the most effective strategies for managing risk? | Mint

Source: Live Mint Portfolio rebalancing is a crucial investment strategy that helps investors maintain their desired asset allocation over time. It involves adjusting the holdings in your portfolio by buying or selling assets to return to the original target allocations. This process plays a key role in managing risk, improving returns, and ensuring that a…

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Have debt in your portfolio? Consider these tax-efficient alternates.

Have debt in your portfolio? Consider these tax-efficient alternates.

Source: Live Mint The investment world rarely stands still. For instance, because of the taxation reforms, the once-reliable compass of debt mutual funds now points to uncertain territory, leaving high-net-worth individuals (HNIs) scrambling to rethink their investment strategies. The question now isn’t whether to adapt but how to do so effectively. This requires a thoughtful…

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Sebi’s ‘investment Strategies’: India’s answer to liquid alternatives

Sebi’s ‘investment Strategies’: India’s answer to liquid alternatives

Source: Live Mint Global liquid alternatives vs Indian ‘investment strategies’ Liquid alternatives are investment products such as mutual funds and exchange-traded funds that use strategies similar to alternative investment funds in India. However, these are more liquid, easier to access, and regulated.  These products enable investors to access sophisticated and advanced investment strategies such as…

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