The FinTech Hub
Source: Live Mint WASHINGTON (Reuters) -The U.S. regulator overseeing national banks clarified Friday that banks can engage in some crypto activities, and removed expectations firms should receive advance permission from regulators before doing so. The Office of the Comptroller of the Currency said in a statement that national banks are permitted to engage in some…
Source: Live Mint While the move promises stability, it also raises a crucial question: Will insurers find new ways to offset costs, tightening underwriting and claim scrutiny? There are some areas where additional refinements could enhance consumer protection and clarity. Shielding seniors The 10% cap offers much-needed relief by preventing the sudden, steep premium hikes…
Source: Live Mint Those who paid attention in probability class already know the answer. The potential outcomes are $1, $2, $3, $4, $5 or $6, each of which has a one-in-six chance of coming up. Your expected winnings are the sum of each result multiplied by its odds of occurring. Add it all up and…
Source: Live Mint Investors should avoid systematic investment plans (SIPs) in small cap and mid cap mutual funds right now and even consider redeeming their investments in such funds as valuations are ‘absurd’, S Naren, executive director and chief investment officer of ICICI Prudential Asset Management Company, said on 25 January at an event organised…
Source: Live Mint Yet, before exploring how AIFs mitigate these risks, it’s important to understand the root causes of market volatility and the specific challenges it presents to investors. Volatility challenges Volatility in financial markets stems from various factors, such as economic uncertainty, geopolitical events, and shifts in monetary policy. For investors, this creates several…
Source: Live Mint Portfolio rebalancing is a crucial investment strategy that helps investors maintain their desired asset allocation over time. It involves adjusting the holdings in your portfolio by buying or selling assets to return to the original target allocations. This process plays a key role in managing risk, improving returns, and ensuring that a…
Source: Live Mint The investment world rarely stands still. For instance, because of the taxation reforms, the once-reliable compass of debt mutual funds now points to uncertain territory, leaving high-net-worth individuals (HNIs) scrambling to rethink their investment strategies. The question now isn’t whether to adapt but how to do so effectively. This requires a thoughtful…
Source: Live Mint Global liquid alternatives vs Indian ‘investment strategies’ Liquid alternatives are investment products such as mutual funds and exchange-traded funds that use strategies similar to alternative investment funds in India. However, these are more liquid, easier to access, and regulated. These products enable investors to access sophisticated and advanced investment strategies such as…
Source: Business Standard Reserve Bank is closely monitoring the incoming information and will take measures, Das said. (Photo: Shutterstock) 2 min read Last Updated : Oct 09 2024 | 11:24 AM IST In a stern message to non-banking finance companies (NBFCs) aggressively pursuing growth without sustainable business practices and robust risk management frameworks, Reserve…
Source: Live Mint The Securities and Exchange Board of India (Sebi) had first introduced new stress testing methodologies for determining credit exposure in CCs, including both hypothetical and historical scenarios to calculate potential losses when closing out client positions on October 16, 2023. CCs confirm, settle and ensure delivery of securities for trading on an…
