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Source: Live Mint Early planning was essential for saving money, especially during Europe’s busy travel season in June and July. Gandhi, whometiculously collected credit card points, adopted a strategic approach: spend more to gather points that would fetch free business class tickets and stay in luxury hotels. Collecting Avios Gandhi and his family are into…
Source: Live Mint Airline loyalty programs, also known as frequent flyer programs (FFPs), have gained popularity in the last few years. These programs allow the earning and redemption of loyalty points (airmiles) on flight bookings. Banks like Axis Bank, HDFC Bank, American Express, etc. allow their credit card users to transfer reward points to these…
Source: Live Mint Every bank needs to maintain a balance between the credit card rewards offered to customers and profitability. The balance ensures the rewards program can be provided to customers on a sustainable basis in the long term. Banks like HDFC Bank and Axis Bank have restructured the benefits on their credit cards in…
Source: Live Mint The festive season is a time for celebration, joy, and togetherness. It’s a time to shower loved ones with gifts, decorate your home, and indulge in delicious food. However, it’s also a time when it’s easy to overspend. Therefore, before you go trigger happy with your credit card spends, remember to do…
Source: Business Standard 3 min read Last Updated : Oct 14 2024 | 4:52 PM IST ICICI Bank has announced several changes to its credit card terms, effective November 15. They include changes to reward points, transaction fees, and benefits for different card categories. This announcement marks the second revision to ICICI’s credit card…
Source: Live Mint They say what is in a name! Well, ‘everything’ when it comes to a credit card. It is a card which appears quite similar to a debit card but the meaning changes radically when the prefix is ‘credit’ instead of ‘debit’. A credit card typically offers a slew of benefits not offered…
Source: Live Mint Credit card users in India can enhance their rewards during the festive season by taking advantage of special promotions banks offer in collaboration with leading e-commerce sites. Diwali sales and Big Billion Day promotions are great opportunities for savings and cashback offers. “Many of these limited-time offers provide discounts ranging from 10%…
Source: Live Mint Most of us use our credit cards directly for online transactions or swipe them at the offline merchant’s Point of Sale (POS) machine. When we do that, we get the base reward points. But what if we told you that you can multiply your reward points (up to 10 times) if you…
Source: Live Mint If you are planning to apply for a credit card, then make sure that you opt for the right one. Procuring a credit card is obviously not a big deal for a salaried individual, but remember that not choosing the right credit card could have more repercussions than one can imagine. There are numerous factors…
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