The FinTech Hub
Source: Live Mint Some banks have separate platforms that reward their credit holders when they transact through that platform. These platforms offer accelerated reward points when a credit cardholder shops, and also offer various options for redeeming reward points. For example, HDFC Bank has the SmartBuy platform that provides credit cardholders with opportunities to earn…
Source: Live Mint In 2023, when IndusInd Bank launched the Avios Visa Infinite Credit Card, the joining fee was Rs. 40,000 + Taxes, and the annual renewal fee was Rs. 10,000 + Taxes. However, recently in April 2025, the bank has reduced the joining fee to Rs. 10,000 + Taxes and the annual renewal fee…
Source: Live Mint While going through your credit card statement, you must have come across certain transactions that have not earned any reward points. These may be transactions from excluded categories or the transaction amount may be lower than the minimum spend required to earn reward points. Banks require credit card transactions to be of…
Source: Live Mint Credit cards often have one expense one cannot escape: the annual fee. Cardholders may feel that paying for the privilege of a card is a repeated burden, succeeding or quickly accumulating balances and spending on cards, and for frugal consumers. Fortunately, there is a way to get this annual fee waived if…
Source: Live Mint If you are a frequent traveller, getting complimentary access to airport lounges can uplift your travel experience to the next level. With complimentary access, you can enjoy perks including free meals, unlimited wifi and even spa. HDFC Bank offers a range of credit cards through which you can enjoy complimentary airport lounge…
Source: Live Mint Credit cards provided by HDFC Bank let you earn cashbacks, reward points, and exclusive deals at restaurants, groceries, travel, and even for daily transactions. HDFC Bank credit card reward points can be converted to InterMiles to make the most out of your points and avail free flights, hotel stays and more through…
Source: Live Mint Credit card providers often provide special privileges to the first time users to woo them. One of the common privileges which credit cards offer is the welcome gift offered by them. Those who are not aware welcome gifts (also known as joining benefit) are a popular perk offered by the credit card…
Source: Live Mint HDFC’s SmartBuy and Axis Bank’s GrabDeals have long dominated the space. Now, ICICI Bank is upping the ante with iShop, its new rewards platform that levels the playing field. From February, ICICI Bank introduced accelerated rewards—6X on flights, 12X on hotels, and 6X on vouchers—making all its credit cards more rewarding. The…
Source: Live Mint As the new financial year sets in, a series of changes are going to take place for the credit card consumers in India, in particular the State Bank of India (SBI) and IDFC First Bank card consumers. Now, on and from April 1, 2025, important changes are going to strike reward points,…
Source: Live Mint Using credit cards is a norm these days. And those users who are regular to shopping and movies have one more reason to use it now than they had earlier. Imagine receiving 10 percent extra discount each time you buy a movie ticket by using your credit card, or an extra reward…
