The FinTech Hub
Source: Live Mint In the recent past, most banks have either reduced the benefits of their credit card reward program or allowed some benefits on spending a specified amount. For example, for airport lounge access, some banks have either reduced the complimentary visits and/or made the access spend-based. The National Payments Corporation of India (NPCI)…
Source: Live Mint If you are planning to get a credit card sometime soon, it is vital to first carry out the initial research and do an objective comparison between the cards offered by different banks. While you do so, you might feel that each card offers a range of benefits and features, some of…
Source: Live Mint Aimed at the users in the high-income bracket, Yes Bank offers Marquee Credit Card with numerous features and benefits. Both salaried and self employed can apply for this card. The minimum net salary that one should earn is ₹3 lakh per month or a minimum income tax return of ₹24 lakhs. The…
Source: Live Mint Credit card companies typically employ a number of marketing strategies or offers to woo new customers. These strategies or offers are aimed to highlight the benefits of their credit cards, target specific demographics, and create a sense of exclusivity. For instance, most of them offer cashbacks, reward points, extra points at some…
Source: Live Mint Many people buy credit cards to earn rewards and cash back and benefit from the same. Undoubtedly, they are a great choice for people who can manage them. However, a lot of people struggle with missed deadlines and managing multiple cards at once seamlessly. Credit cards can be managed easily with the…
Source: Live Mint A credit card can be an incredibly useful tool to build your personal brand by helping you develop a reputation of credibility, financial responsibility, and exclusivity so long as it aligns with your brand. By making credit card payments regularly, you can improve your credit score. Besides, you can make the most…
Source: Live Mint YES Bank, with effect from Dec 1, will limit the number of YES Rewardz points which are redeemable on flights and hotel bookings. Cardholders can use their points to cover up to 70 percent of the total invoice or up to a monthly cap, whichever is lower. The monthly caps are: MARQUEE…
Source: Live Mint Have you started using a credit card recently? If yes, you should be mindful of the fact that a credit card is not only meant to offer a life on credit, but also a life full of luxury and comfort. Well, it sounds strange but true! Thanks to the regular use of…
Source: Live Mint Are you a frequent traveller and want to save on budget? Then, travel credit cards are a great choice you can consider. Travel credit cards provide you with special discounts and reward programs to choose from so that you can make the most of your travel without compromising on luxury. In this…
Source: Live Mint Early planning was essential for saving money, especially during Europe’s busy travel season in June and July. Gandhi, whometiculously collected credit card points, adopted a strategic approach: spend more to gather points that would fetch free business class tickets and stay in luxury hotels. Collecting Avios Gandhi and his family are into…
