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Source: Live Mint But history shows that markets move in cycles—shaped by economic indicators, interest rate shifts, geopolitical developments, and corporate performance. Every correction has ultimately been followed by recovery and growth. For seasoned investors, the key lies in patience, discipline, and a well-structured portfolio that can dynamically adapt to changing market conditions. Staying invested…
Source: Live Mint Investment word of the day: Most investors track their investments’ performance to determine whether their strategies are achieving the desired results. Along with aligning with personal financial goals, checking an investment’s performance helps understand its relative performance to the benchmark index. One key measure to check this is alpha. What is alpha?…
Source: Live Mint But even in this grim backdrop, headlines are often peppered with penny stock multi-bagger success stories, indicating an unsatiable appetite for these stocks. The allure of humungous returns on minimal investment has driven many investors towards penny stocks—microcap companies with dirt-cheap share prices. Since these stocks are priced low, even a small…
Source: Live Mint Discretionary portfolio managers have grown by ₹4.26 lakh crore since then. And even mutual fund investors have discovered the power of risk-adjusted returns through categories such as balanced advantage funds ( ₹2.9 lakh crore of assets under management) and multi-asset funds ( ₹4.33 lakh crore of AUM). The Securities and Exchange Board…
Source: Live Mint The continuing slide of the Indian markets on Monday saw dollar returns of foreign investors all but wiped out since the general election results day low of 4 June. Benchmarks NSE Nifty and BSE Sensex, buffeted by sustained foreign investor selling amid a US tech rout, fell more than 1% each on…
Source: Live Mint The world’s biggest cryptocurrency Bitcoin, saw its record-breaking run slow a bit at 2024-end and into the New Year 2025 — leading to the token’s first monthly drop since August 2024, according to a Bloomberg report. Bitcoin slipped 3.2 per cent in December as investors began cashing profits following the sustained rally…
Source: Live Mint The Income-Tax (I-T) Department is allowing taxpayers who qualify for the section 87A tax rebate for FY24 to now claim it in the updated Income-Tax Return (ITR) forms — ITR-2 and ITR-3, according to a report by Business Today. Eligible taxpayers will soon be able to submit a revised or belated income…
Source: Live Mint When calculating the FIRE number, one rule of thumb is to simply multiply your annual expenses in the first year of retirement by the number of years of retirement. The number of your retirement years, in effect, becomes your expenditure cover multiple. If your annual expenses in the first year of retirement…
Source: Live Mint There are currently more than 180 sectoral or thematic mutual funds in India, up three times in ten years. Their contribution in this financial year to total net equity inflows has touched nearly 50%, up from about 16% in FY 2022. These numbers reflect the rising investor interest in sectoral themes, with…
Source: Live Mint While returns may drive investment decisions, the true challenge lies in understanding and managing the various risks—whether personal, portfolio-related, behaviour and even perception. A broader classification of risks could be on what we know, what we don’t know and unpredictable events. Managing risk is the key to generating optimal returns over long…
