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Source: Live Mint MUMBAI : With real estate prices going through the roof post the pandemic-induced slump, the aspiration for homeownership has become notably challenging for many Indian millennials. Mint has designed this guide to clarify the path to owning a home for millennials, address the obstacles mid-career professionals face, explore available government assistance, and…
Source: Live Mint There is a fundamental difference between financial investment products and other conventional products we consume. Investments have no ‘product’ with a look and feel. You are sacrificing your current consumption, expecting to get back a higher amount in future. An investment ‘product’ is created by a manufacturer through the brochure/other literature, and…
Source: Live Mint Arvinder Singh (56), who runs a retail business (telecom equipment and electric two-wheelers) in Delhi, faced the same dilemma. A chance meeting with a financial professional at a get-together influenced him deeply. He decided to test the waters, that too when he was just turning 50. View Full Image Graphic by Pranay…
Source: Live Mint I’ve retired at 60 with a corpus of ₹4.3 crore and my monthly expenses are ₹2 lakh. With a life expectancy of 85, how should I invest to maintain steady income while preserving my corpus? I am considering real estate, high-dividend stocks, and systematic withdrawal plans (SWPs). How can I diversify to…
Source: Live Mint Amit Upadhyaya, a Pune-based corporate executive, has achieved financial independence at age 46. Despite working for a French multinational (Dassault Systemes) for two decades, Upadhyaya does not credit his wealth to a high corporate salary or employee stock options. He sees it as the outcome of investing in the right stocks and…
Source: Live Mint Financial planning and a disciplined savings plan are key to a secure future and peaceful retirement years. The process involves a timely start, strategic decision-making, discipline, and wise investments. In the latest episode of Let’s Mint Money, presented in collaboration with Groww Mutual Fund, Varun Gupta, Chief Executive Officer (CEO) at Groww…
Source: Live Mint Real Estate Investment Trusts (REITs) and Infrastructure Investment Trusts (InvITs) are innovative financial instruments that have emerged as pivotal investment avenues in India. As the country seeks to modernise its infrastructure and boost real estate development, these trusts provide a structured way for investors to gain exposure to these sectors. This article…
Source: Live Mint If one were to go about discussing all this, it would take a book. And so, that would be a need met in three months. But there is a pressing need to address the point I raised at the outset: How to approach asset allocation in bullish times. It may perhaps not…
Source: Live Mint I am 40 and recently received a ₹50 lakh windfall. My portfolio is heavily weighted towards equity mutual funds (60%) with the rest in gold and fixed deposits. Since I already have significant exposure to equities, should I consider investing in real estate with a 15-year horizon, as I may plan for…
Source: Live Mint Nikhil Kamath, co-founder of Zerodha, and True Beacon, an asset management company, after repudiating the idea of owning a house for a long time has eventually caved in, and decided to buy one. He made the revelation recently on his WTF podcast with real estate tycoons Irfan Razack, chairman and MD of…
