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Source: Live Mint Conservative investors tend to invest in safe investment instruments including public provident fund (PPF) and fixed deposits, among other options. Typically, investors look for assured returns on some part of their investment. It is recommended to allocate a portion of the portfolio to fixed income instruments. For instance, if you have a…
Source: Live Mint On Mother’s Day 2025, you can give a valuable financial gift to your mother. This would not only make her feel happy but would also offer financial security at the same time. These financial gifts could range from Public provident fund (PPF), fixed deposit (FD), ULIP and mutual fund SIP. Let us…
Source: Live Mint Conservative investors typically look for investment opportunities in safe investment instruments where they not they only earn assured returns but also claim income tax deductions. Some of the tax-saving instruments wherein investors can invest into include public provident fund (PPF), monthly income scheme (MIS), time deposit, senior citizens savings scheme (SCSS), Sukanya…
Source: Live Mint As the new finance year (2025-26) has kicked off and majority of salaried individuals are likely to go with new tax regime. They tend to believe that they have a lower incentive of investing in tax-saving instruments such as Public Provident Fund (PPF). It is important to note that investment in PPF…
Source: Live Mint My wife’s PPF will mature in April. She wants to transfer ₹23 lakh to my senior citizen savings account and balance ₹7 lakh to our daughter. What will be the tax position implications for all of us? As from April, interest will be earned in my name. I should and will be…
Source: Live Mint If you are contemplating investing in either fixed deposit (FD) or a small savings scheme, then it is advisable to compare their returns along with other benefits they offer. Typically, a fixed deposit (FD) offers anywhere between 6.7 to 7 percent per annum to depositors whereas other tax saving schemes offer slightly…
Source: Live Mint The deadline for availing of tax-saving benefits is March 31st. Complete your investments and payments before this date to maximise your savings. Employers encourage tax planning every year, yet many find it stressful due to a lack of understanding. With the end of the financial year (FY2024-25)approaching, those in the old tax…
Source: Live Mint In FY 2023-24, the new tax regime became a default regime. This shift has led many taxpayers to wonder whether traditional tax-saving investments such as PPF (Public Provident Fund), NSC (National Savings Certificate), post office saving scheme and NPS (National Pension System) are still relevant for the purpose of investment. The tax-saving…
Source: Live Mint What would you say about an investment instrument that used to give 12 per cent interest a year and now offers only 7.1 per cent? Well, it doesn’t remain as a sought-after investment instrument as it did earlier. This is exactly what happened with public provident fund, or PPF as it is…
Source: Live Mint Public Provident Fund (PPF) is a reliable mode of investing for people who want to save taxes while also earning substantial returns on their investments. The fact that PPF is exempt from taxes in all three phases—during investment, interest accumulation, and withdrawal—gives it an edge and makes it one of the best…
