The FinTech Hub
Source: Live Mint You must have received various emails, App notifications, SMS and WhatsApp messages from your bank about pre-approved personal loan offers. You must have also received calls or seen banners related to these in your internet banking. Some of these pre-approved personal loan offers give a discount or waive the processing fee, while…
Source: Live Mint Getting a loan can be a time-consuming task and time is often not a luxury for most of us. Banks, therefore, sometimes give an option of availing an instant personal loan in cases where e-KYC is already complete. This means no sooner had you applied than you received an approval for it and the…
Source: Live Mint How can I check if I’m pre-approved for a consumer durable loan, and does it save time in the application process? -Name withheld on request Pre-approved consumer durable loans are a fast and hassle-free way to finance big-ticket purchases. These loans are typically offered by banks and non-bank lenders to existing customers…
Source: Live Mint Have you received an email or message from your bank that you have a pre-approved personal loan offer of a certain amount? Well, this is a standard message which the bank officials or their online tools send to their customers. Most of us must have come across a jaw-dropping message where we…
Source: Live Mint In case you fall short of money and urgently need it, one of the most feasible options is to raise a personal loan. There could be numerous reasons for raising it. For instance, you need some money to go on a vacation abroad, or you need it to consolidate your existing loans, or…
Source: Live Mint If you are suddenly short of funds, you should remember that you can always raise a personal loan to meet your demands. Instead of personal loan, you can also raise funds through an array of sources such as credit card and instant loan. For instance, you feel the need of ₹7.5 lakh…
Source: Live Mint If you fall short of money, then you can avail the option of raising a personal loan from a bank or non-banking financial company (NBFC). Some borrowers, meanwhile, are also offered pre-approved personal loans. In the case of a pre-approved loan, the borrowers don’t need to apply to a financial institution or…
