The FinTech Hub
Source: Live Mint Personal loan interest rates can significantly impact the cost of borrowing and should be carefully considered before applying. Several factors determine the interest rate you qualify for. Some of them are: credit score, earlier repayment history, credit limits, borrowing potential, old assets etc., according to a detailed report by ANI. What is…
Source: Live Mint To finance significant expenses or unexpected expenses, short-term funds are required. For any reason-for debt consolidation and home improvement to a medical emergency, a ₹1 lakh personal loan is a great bet. All you need to know about a personal loan-from eligibility criteria to documentation requirements, interest rates, and tips to choose…
Source: Live Mint A personal loan is a convenient and quicker way to fund diverse financial requirements. Borrowers who require urgent funds without collateral often opt for a personal loan. However, some may borrow more than they can repay in the future, leading to a debt cycle or loan leveraging. What is loan overleveraging? Loan…
Source: Live Mint The need for funds can arise at any time for several purposes, such as medical expenses, educational costs, or any other unexpected needs. Not everybody will have enough funds to meet unforeseen expenses. In such a scenario, an instant personal loan can be a viable option. What is an instant personal loan?…
Source: Live Mint The interest rate on a personal loan is a crucial factor that helps borrowers decide whether to take out a loan or not. Most borrowers keep track of factors that might influence personal interest rates to estimate their borrowing costs. One such factor that has a significant role in determining personal loan…
Source: Live Mint If you aspire to invest in India you have many different investment options. Fixed deposits, equities, mutual funds, gold, other commodities etc. These are all different kinds of asset classes. Now fixed deposits which are a unique investment asset class is a favored investment choice due to their stability and predictable returns….
Source: Live Mint When you face some financial problem or hardship, you can explore the prospect of raising a personal loan. Typically, a personal loan is taken out for a number of reasons such as a medical emergency, buying a luxury item, renovating the house and even for travel. However, one should make sure that the…
Source: Live Mint Accessing capital is one of the biggest hindrances that each and every corporate establishment faces, especially budding ones. However, it is always thrilling to put a business plan in motion. Fortunately, the government has several programs that explicitly grant credit assistance to start-ups. Below are different options of loans available to start-ups…
Source: Live Mint Valentine’s Day is a unique opportunity to express affection and gratitude towards your loved one. This can be done through well planned gifts. For the same it is crucial to carefully plan, budget and execute purchases so as to ensure successful results. Now to make the entire process successful it is important…
Source: Live Mint Credit card swipe charges, also termed as interchange fees. These are charges imposed on a user every time they use their credit cards for transactional purposes. These charges cover operational expenses such as fraud prevention, processing along with taking care of payment infrastructure. They are controlled and determined by card networks such…
