The FinTech Hub
Source: Live Mint L&T Finance is a NBFC which provides personal loans to individuals who require quick funds to cover their sudden expenses or need some extra cash for an upcoming event or luxury vacation. This loan is available for both salaried as well as self employed individuals. Let us understand this in detail: Key…
Source: Live Mint Unity Small Finance Bank provides personal loans to those who require instant funds in unforeseen circumstances or want financial assistance to cover an important event. Personal loans have become quite a popular choice amongst people due to the ease of access as well as the flexibility in loan repayment tenure. Key features…
Source: Live Mint Securing a personal loan as a student can be a practical solution to manage unexpected expenses or cover various personal costs. While most traditional loans require a steady income, there are ways for students to qualify with the help of a guarantor or alternative sources of income. In this article, we will…
Source: Live Mint Do you have an offer to port your current personal loan from one bank to another? If yes, it is vital that you do your calculation incisively and take a well-deliberated decision after factoring in all the costs such as the processing fee and total savings which accrue on account of porting. Let us…
Source: Live Mint Personal loans provide you with a great choice of getting instant cash if you are in an emergency or if you have an event coming up and need extra funds to cover your expenses. These loans provide you with quick loan disbursement and can be availed for flexible repayment. If you are…
Source: Live Mint A credit score of 800 or higher opens up options that go far beyond getting credit cards or loans, making it more than just a sign of sound financial management. While it is true that a high credit score certainly makes it possible to acquire advantageous lending conditions and reduced interest rates,…
Source: Live Mint The banking industry cannot be an exception to what blockchain technology has already been doing to several industries. It will transform personal loans into something they never were before: completely safe, effective, and transparent. Even though it’s still in its infancy, the technology may yet bring a change in the future of…
Source: Live Mint People always resort to debt settlement when they are under pressure and want to break free from the vicious cycle of personal debt. It goes without saying that there is a certain Wrath that follows so it is important to be fully informed about the process and consequences beforehand. Here we will…
Source: Live Mint Personal loans are one of the most popular forms of credit which are opted by people if they are in need of quick cash and want to cover their financial needs temporarily. Personal loans offer instant loan disbursement and flexible repayment period which becomes a great choice if you are in an…
Source: Live Mint Have you heard anything about FOIR (Fixed obligation to income ratio)? If you haven’t, it is better to understand it as it plays a crucial role in getting your personal loan. Simply put, FOIR is nothing but the debt-to-income ratio of an individual. FOIR is determined by a formula that aggregates the…
