The FinTech Hub
Source: Live Mint (HT Syndication) Bajaj Markets is a digital financial services platform that provides first-time borrowers with a wide variety of personal loan options tailored to meet their various financial requirements. Whether seeking funds for personal expenses related to travel or wedding, medical emergencies, or other needs, users can explore loan options that align…
Source: Live Mint A personal loan can help you meet various objectives. On one hand, it can help you overcome any medical or other emergency. On the other hand, it can help you celebrate occasions like family functions and festivals, or enjoy a much-deserved family vacation. It can also help you buy gadgets, consumer durables,…
Source: Live Mint As personal loans become increasingly accessible in the country, many borrowers are often found questioning the importance and necessity of providing a blank cheque during the submission of loan applications. Now some lenders still request for a crossed blank cheque as a security measure, still it is crucial to understand its implications,…
Source: Live Mint Nearly 79% of loans have reached tier 2 and tier 3 cities thanks to lending partnership between lenders, says Yubi in its Annual Partnership Lending Report for FY 24-25. The report draws insights from over ₹22,600 crore in loan disbursements and over 2 crore transactions facilitated through the Yubi platform, across 300 live…
Source: Live Mint A credit score of less than 600 is considered poor in India. Such a score can significantly impact your financial stability and prosperity. It is a given that low credit scores may lead to loan rejections and complications. Still, there are several other lesser known consequences of low credit scores that can…
Source: Live Mint Personal loans: The Reserve Bank of India (RBI) issued directions on digital lending on May 8 which – among other things – address the issues relating to multiple lenders. It is quite common for loan service providers (LSPs) to partner with banks and NBFCs (non banking financial companies) and roll out digital…
Source: Live Mint DCB Bank continues to provide customised personal loan solutions to help both salaried and self employed borrowers, meet their financial needs. Whether it is for medical expenses, home renovation, travel or other day to day expenses. To meet the same expectations, a ₹2.5 lakh personal loan from DCB Bank can be availed…
Source: Live Mint As personal loans are becoming increasingly accessible for individuals in India to meet financial needs such as medical expenses, education, home renovation etc, in light of the same, it becomes prudent for aspirational borrowers to make well considered and informed decisions. Hence, before committing to a loan, consider these five essential questions…
Source: Live Mint Personal loans: If you are planning to raise a personal loan, one of the first things you are supposed to do is to compute your monthly instalment, or equated monthly instalment (EMI). This can be done seamlessly by using a personal loan EMI calculator which is provided by most banks for free….
Source: Live Mint Pre-closing a personal loan with a prominent bank can result in long term savings on interest payments. Such a development hence can provide financial relief. Still, it is essential to clearly understand the process, associated charges, eligibility criteria along with other associated terms and conditions before proceeding. Basic eligibility for pre-closure Banks…
