The FinTech Hub
Source: Live Mint With more and more Indians turning to personal loans to bridge their financial shortcomings, there is a need to clearly understand the costs incurred while opting for these personal loan products. While can prove to be of invaluable help during a time of need, these often come with certain complicated fees that…
Source: Live Mint If you are looking for a personal loan and you have a couple of offers in hand from different banks, it is vital that you opt for the one which suits you the most. For instance, when it comes to the interest rate, you are recommended to opt for the bank which charges…
Source: Live Mint If you are planning to raise a personal loan and unsure of being able to repay it in the shortest time possible, then it is recommended to use a personal loan EMI calculator. There are three inputs which you require for using an EMI calculator. These inputs are loan amount, rate of interest and the…
Source: Live Mint In today’s cut throat competitive environment personal student loans are becoming increasingly popular among Indian students who need financial support to meet their educational requirements and aspirations. Personal loans for students are versatile tools of financing to meet various education related expenses. Following are a few points to always keep in mind…
Source: Live Mint Personal loans are one of the most popular financial options for individuals who require money. These funds can be required for any reason, whether it is medical treatment, renovation of the house, planning for future education or a holiday. Now choosing the best personal loan is challenging and confusing with so many…
Source: Live Mint Have you recently received a lumpsum payment in the form of an annual bonus from the employer, variable pay, maturity amount from an investment, etc? Are you thinking of using it to close your personal loan? In this article, we will discuss what personal loan pre-closure is, its types, its benefits, and…
Source: Live Mint Personal loans remain a popular tool for Indians to get money in a hurry for a variety of purposes, from medical emergencies to renovating homes. With several banks and financial institutions fighting with one another, it is necessary for an individual to be aware of the prevailing situation of interest rates and…
Source: Live Mint Before starting a fixed deposit (FD), it is common for depositors to compare the interest rates offered by different banks so that they can maximise the income earned on it. Typically, banks offer high interest on their long term deposits and low when the deposit is made for a short period. A…
Source: Live Mint For a long time, gold has been a common investment for people in India as it not only is a financial investment but also resonates religious and emotional sentiments. With rising gold rates, financing gold can become tough. Hence, people often resort to borrowing personal loans to buy gold. Let us understand…
Source: Live Mint You must have received various emails, App notifications, SMS and WhatsApp messages from your bank about pre-approved personal loan offers. You must have also received calls or seen banners related to these in your internet banking. Some of these pre-approved personal loan offers give a discount or waive the processing fee, while…
