The FinTech Hub
Source: Live Mint To build and maintain a good credit score, you must access your credit report and score and monitor it regularly. Similarly, when you apply for a credit product, the financial institution has to access your credit report and score. Depending on who accesses your credit report and score, you or the financial…
Source: Live Mint Valentine’s Day is a unique opportunity to express affection and gratitude towards your loved one. This can be done through well planned gifts. For the same it is crucial to carefully plan, budget and execute purchases so as to ensure successful results. Now to make the entire process successful it is important…
Source: Live Mint Credit card swipe charges, also termed as interchange fees. These are charges imposed on a user every time they use their credit cards for transactional purposes. These charges cover operational expenses such as fraud prevention, processing along with taking care of payment infrastructure. They are controlled and determined by card networks such…
Source: Live Mint Are you planning to go on a vacation by taking out a personal loan? This is obviously not a good idea. A personal loan is an unsecured loan which levies a high rate of interest from borrowers. To avoid falling into a debt trap, one should refrain from taking out loans for such purposes as…
Source: Live Mint If you possess one or more credit cards and you have an urgent financial requirement to meet, then you can ideally choose one of the two options: either you can raise a loan, or you can make the payment through a credit card. If you are in a dilemma as to which option to…
Source: Live Mint When you take out a personal loan, one of the most important considerations is to check the monthly instalment to pay off your debt. In case you are wondering how you can lower your equated monthly instalment (EMI), you can use the personal loan EMI calculator to tweak your monthly instalment. You…
Source: Live Mint Borrowing money i.e., personal loan through digital applications can expose aspirational borrowers to various risks. These include high interest rates, hidden facts, aggressive recollection practices, cheating, harassment of all forms etc. Many borrowers generally don’t fully understand the terms and conditions of their personal loans, leading to the possibility of exploitation by…
Source: Live Mint One important figure that impacts your financial life is your Experian credit score. It affects your chances of getting loans, flat rentals, and even some jobs. Naturally, you might be asking how to raise your Experian score in a short amount of time. Even while your score isn’t at its peak right…
Source: Live Mint If you currently have a personal loan request pending and are unable to raise the required amount, then it could be either because your credit score or your income is too low that you failed to convince the bank’s credit department. So, what could be the alternative in this case? You could raise your…
Source: Live Mint There could be a number of reasons to raise a personal loan. It could be an emergency or to buy a luxury item or even to pay for home renovation. Although there are some people who go to the extent of taking out a loan for travel or luxury – such practices are best to…
