The FinTech Hub
Source: Business Standard 3 min read Last Updated : Oct 01 2024 | 5:54 PM IST Gross non-performing assets ratio for the banking system is set to improve to a decadal best of 2.5 per cent in 2024-25, domestic rating agency Crisil said on Tuesday. It, however, flagged concerns around unsecured exposures like…
Source: Live Mint Certain life situations, such as employment gaps or emergencies like the COVID-19 pandemic, can create significant financial stress. This can be especially challenging for those motivated to pursue new ventures, such as starting a filmmaking project, only to be held back by financial concerns. Unexpected expenses can further complicate matters. When considering…
Source: Live Mint Your time is invaluable, and calculating your personal loan’s EMI shouldn’t consume it. Say goodbye to lengthy calculations and embrace the convenience of an EMI calculator. But what exactly is an EMI calculator? It’s an online tool designed to help you calculate your Equated Monthly Instalment (EMI) quickly and accurately. How does…
Source: Live Mint Financial constraints are a reality for many at some point in their lives. In challenging times, taking out a loan can provide temporary relief. However, this can sometimes lead to a more significant problem known as a debt trap. What is a debt trap? A debt trap occurs when you take on…
Source: Business Standard 2 min read Last Updated : Sep 30 2024 | 9:35 PM IST The growth in bank credit to the services sector moderated to 15.6 per cent year-on-year (Y-o-Y) in August 2024, down from 21 per cent a year ago, largely due to a considerable decline in credit to non-banking financial…
Source: Live Mint Are you dreaming of visiting your favourite country but finding yourself short on funds? Or perhaps you’re eyeing a luxury gift or need quick cash for miscellaneous expenses? A personal loan might be the solution you’re looking for! While personal loans are a popular choice for many, it’s crucial to understand whether…
Source: Live Mint Is owning a home your dream? Are you tired of living in a rented apartment? A home loan can be an excellent option for building your own house. Here, we’ll outline the steps involved in obtaining a home loan from a bank. 1. Fill out the loan application form and gather required…
Source: Live Mint If you are staring at an urgent financial need at present, or have something urgent lined up in the near future, what you can do – among other things – is to raise a ‘personal loan’. For the uninitiated, a personal loan is an unsecured loan offered by a financial institution i.e.,…
Source: Live Mint Staring at an acute financial crisis could compel you to explore an array of funding avenues. Among these, one of the most feasible ones is to raise a personal loan. A personal loan is an unsecured loan that can be used to meet urgent financial needs, such as a medical emergency, a…
Source: Live Mint A personal loan is a financial tool that allows individuals to borrow money from a bank or financial institution with the obligation to repay it within a specified timeframe. The borrowed amount is paid back in instalments, known as EMIs, along with the agreed-upon interest. Personal loans typically require no collateral and…
