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May 21, 2025
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personal loan interest rate

Need  ₹5000? Here’s how to get a loan using your PAN card | Mint
  • Personal Finance

Need ₹5000? Here’s how to get a loan using your PAN card | Mint

TheSpuzz Desk4 months ago06 mins

Source: Live Mint If you are in need of urgent funds for an emergency, getting a personal loan can be a convenient option. These loans provide you with instant disbursement along with flexible repayment tenures so that you can plan your finances wisely. You can get a loan of ₹5000 through your PAN card in…

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Can you get personal loan with bad credit score? Here’s what you need to know | Mint
  • Personal Finance

Can you get personal loan with bad credit score? Here’s what you need to know | Mint

TheSpuzz Desk4 months ago04 mins

Source: Live Mint Getting an urgent loan in India can be very challenging, especially for people who have bad credit. Low-rated applicants with a history of previous failures like defaults or non-payment are declined by most of the lenders. Sometimes, it becomes crucial to have money today. Despite this, a poor credit score has nothing…

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Flexi Personal Loan: How it works, features, benefits for borrowers and more | Mint
  • Personal Finance

Flexi Personal Loan: How it works, features, benefits for borrowers and more | Mint

TheSpuzz Desk4 months ago05 mins

Source: Live Mint A flexi personal loan is similar to a credit card, it is a flexible financial tool. Instead of receiving a lump sum payment, borrowers are given a pre-approved credit limit that they can use as needed. This strategy offers flexibility in borrowing and repayment, which makes it a great option for handling…

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Personal Loan: Can you qualify for a 5 lakh loan with a  ₹20,000 salary – key tips and challenges | Mint
  • Personal Finance

Personal Loan: Can you qualify for a 5 lakh loan with a ₹20,000 salary – key tips and challenges | Mint

TheSpuzz Desk4 months ago07 mins

Source: Live Mint Personal loans are a great way to get financial assistance in times of emergency or if you are about to have an important event and want some extra funds or if you just want to treat yourself with a luxurious gift. These loans do not require collateral, hence, it is a popular…

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Loan against credit card vs. personal loan – What should you choose? 6 key factors to consider | Mint
  • Personal Finance

Loan against credit card vs. personal loan – What should you choose? 6 key factors to consider | Mint

TheSpuzz Desk4 months ago04 mins

Source: Live Mint When you want to raise a personal loan, you may have an option to raise it against a credit card rather than opting for a conventional personal loan. However, one must make a wise choice between the two options. Before you jump the gun, make sure that you consider all the key factors….

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Top 6 banks offering personal loans for students in 2025 – check interest rates here | Mint
  • Personal Finance

Top 6 banks offering personal loans for students in 2025 – check interest rates here | Mint

TheSpuzz Desk4 months ago04 mins

Source: Live Mint Education is a crucial part in building a foundation to shape your career. However, if you are facing a financial crunch and are looking for ways to fund your education, a student personal loan can be an option that you can consider. These loans provide quick loan disbursement and generally require a…

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Personal loan: 6 key reasons for which you could consider taking a loan | Mint
  • Personal Finance

Personal loan: 6 key reasons for which you could consider taking a loan | Mint

TheSpuzz Desk4 months ago04 mins

Source: Live Mint If you are a new investor and looking for immediate funds, then you can explore the idea of raising a personal loan. It is one of the most feasible ways to raise an unsecured loan in order to solve your financing needs. Although the rate of interest of personal loan is typically higher…

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No credit score? Here’s how you can get a  ₹30,000 personal loan | Mint
  • Personal Finance

No credit score? Here’s how you can get a ₹30,000 personal loan | Mint

TheSpuzz Desk4 months ago06 mins

Source: Live Mint We often have unexpected hurdles to cross in our lives. ₹30,000 at the right time may be a lifeline, helping you meet a sudden medical bill or an unexpected increase in your regular bills or grab an opportunity before it slips into someone else’s hands. So, what do you do when your…

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HDFC Bank Personal Loan vs Bike Loan: Which is better for your needs? | Mint
  • Personal Finance

HDFC Bank Personal Loan vs Bike Loan: Which is better for your needs? | Mint

TheSpuzz Desk4 months ago06 mins

Source: Live Mint Loans are a convenient way of getting financial assistance if you are in an emergency and need quick cash or if you want to buy your dream vehicle but are falling short of funds. If planned properly, loans can help you achieve financial independence so that you can fulfil your dreams by…

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Personal loan approval: How does your salary influence the decision? Find out | Mint
  • Personal Finance

Personal loan approval: How does your salary influence the decision? Find out | Mint

TheSpuzz Desk4 months ago06 mins

Source: Live Mint If you want to get a personal loan, your employment as well as your income plays a major role in making your application eligible for the loan. Personal loans are unsecured loans that do not require collateral. You can get quick access to funds as these loans offer quick loan disbursement with…

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