Personal loan EMI vs. credit card EMI: Which option saves you more money? | Mint

Personal loan EMI vs. credit card EMI: Which option saves you more money? | Mint

Source: Live Mint Efficient money management necessitates making correct loan selections. EMIs available through credit cards and personal loans allow users to pay over time conditions for urgent or intentional financial requirements. Long-term economic efficiency questions which payment option would be best in the end. The following analysis identifies whether personal loans and credit card…

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Personal loan hacks: How to slash your interest rate after you’ve borrowed—Key ways explained | Mint

Personal loan hacks: How to slash your interest rate after you’ve borrowed—Key ways explained | Mint

Source: Live Mint Personal loans are generally taken in India for satisfying one’s current financial needs, but do remember a higher rate of interest can increase repayment difficulties. Now, it is interesting to note that, even when you’ve taken a loan, there are certain methods which you can adopt so as to lower your personal…

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Should you borrow to invest? The truth about taking a personal loan for stocks | Mint

Should you borrow to invest? The truth about taking a personal loan for stocks | Mint

Source: Live Mint The Indian stock market continues to remain volatile due to the ongoing geo-political issues such as: Trump’s tariff threat, Russia-Ukraine war, global inflation, high interest rates etc. All these issues have cumulatively resulted in India’s benchmark Nifty 50 index suffering a swift correction of more than 10% over the last six months….

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Instant personal loans in 10 minutes: Convenience or a dangerous trap? | Mint

Instant personal loans in 10 minutes: Convenience or a dangerous trap? | Mint

Source: Live Mint In India, instant personal loans, often disbursed within 10 minutes—have surged in popularity due to their swift approval processes, rapid growth in information and technology tools and minimal documentation requirements. Now, this rapid access to credit has been facilitated by digital lending platforms and fintech innovations. However, concerns have arisen regarding the…

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6 essential tips for effectively managing your personal loan online | Mint

6 essential tips for effectively managing your personal loan online | Mint

Source: Live Mint Modern digital times provide the simplest approach to handle personal loans online. Most lending institutions let their customers view loan information through internet portals or mobile applications enabling efficient payments together with budget tracking. This evaluates the benefits of online loan tracking functions while providing key management approaches for accurate payment control….

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Why more Indians are failing to repay their loans than ever before—Explore reasons | Mint

Why more Indians are failing to repay their loans than ever before—Explore reasons | Mint

Source: Live Mint Rapid market growth in the lending sector of India has created a new issue where borrower repayment difficulties become more significant. The issue stands as a vital concern for both businesses and individuals because it blocks growth in both economic spheres and stability of finances. Loans become harder to repay primarily because…

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