The FinTech Hub
Source: Live Mint American Express offers a number of credit cards which include rewards credit cards, travel credit cards and premium credit cards. Before opting for a card, you should check the card’s credit limit, fee and the credit card interest rates. Here we share details of the four major credit cards offered by American…
Source: Live Mint Gone are the days when a loan seeker had to literally run from pillar to post to procure a personal loan. Now with a barrage of loan options to choose from, consumers do not need to rely on a large financial institution alone. Besides a large bank, one can also approach an NBFC…
Source: Live Mint Personal loans are one of the most commonly used financial tools to address the need for emergency funds, as they can be used for multiple purposes. These are unsecured loans, meaning they do not require any collateral as a guarantee. Compared to other loans, eligibility for a personal loan is less strict,…
Source: Live Mint Index funds are investment vehicles designed to track a benchmark index. Their objective is to replicate the overall performance of the index they follow. When an investor places money into an index fund, the funds are allocated across the companies that constitute the chosen index, thereby offering a diversified portfolio. Index funds…
Source: Live Mint Floater credit cards or supplementary credit cards can be quite useful for meeting the financial requirements of a family. A floater credit card is an additional credit card that shares the credit limit with the primary card. These cards can be given to a family member, say a spouse. Virtual credit cards…
Source: Live Mint Credit cards have, today, become the necessary part of everyone’s financial life. A luxury which has now become a tool in everyday life, where one plans the budget, reaps incentives, and gets some credits in return. Yet, like any other product from the financial sector, credit cards have their pros as well…
Source: Live Mint A credit card typically carries a credit limit that keeps a cap on its usage. This means if a credit card’s limit is ₹10 lakh then the card user can spend upto ₹10 lakh. But what if on a particular occasion, you have a need to spend over ₹12 lakh. Well, out…
Source: Live Mint Credit cards provide you a variety of exclusive offers designed specifically according to your lifestyle and needs. From discounts on hotels and flight bookings to great deals on restaurants and premium brands, credit cards have everything in store for you. However, you must also understand that increased usage of credit cards can…
Source: Live Mint If you are planning to raise a personal loan then one of your key concerns could be to determine how easily and comfortably you can repay the same. Notably, borrowers can determine the loan repayment tenure on the basis of numerous factors. At the outset, it is worth mentioning that the personal loan…
Source: Live Mint You must have read media reports about how credit card customers received email/SMS messages about fraudulent transactions done on their credit cards from foreign locations. Did you know that international online transactions on credit cards don’t need a one-time password (OTP)? Hence, if someone gets your credit card details, they can do…
