The FinTech Hub
Source: Live Mint Credit cards are one of the most important tools for managing finances. If you are a beginner who has just started earning, you should get your first credit card soon. Credit card is a great tool for managing cash flows, and earning rewards on day-to-day expenses. Before I recommend some cards for…
Source: Live Mint Many investors do not take a disciplined approach to secure and grow their finances, due to certain biases. Such biases lead to mistakes like having inadequate or low life cover, avoiding or making low investments in equity-oriented investments, ignoring retirement planning and exposing to high-risk and unregulated investments. This article flags those…
Source: Live Mint The Public Provident Fund (PPF) is an excellent investment option with EEE (Exempt-Exempt-Exempt) status. This means it offers a tax deduction at the time of investment, the interest earned is tax-free, and the maturity proceeds are also exempt from tax. Currently, the interest rate for PPF is 7.10%. Moreover, PPF is fully…
Source: Live Mint If you happen to fall short of funds or have an urgent financial need — you can ask a friend to rescue you in times of distress. Alternatively, you can borrow a personal loan from a bank. For the unversed, personal loan in an unsecured loan one can borrow from a bank to…
Source: Business Standard 2 min read Last Updated : Sep 20 2024 | 7:51 AM IST The government has launched NPS Vatsalya, a scheme that aims to promote retirement savings from an early age. While this is a good initiative, parents should be aware that liquidity is a constraint in this product. Read the lead…
Source: Business Standard 3 min read Last Updated : Sep 19 2024 | 7:22 PM IST Flexi-cap funds are back on investors’ radars. In August 2024, they recorded net inflows of Rs 3,513 crore, the highest among diversified-equity schemes. With Indian stock markets at record highs and valuations at elevated levels, investors are turning…
Source: Live Mint To study at a British university, you need to show some money in your bank account as living expenses that you will need when you are there. The money needs to be deposited in a bank account for a 28-day period before you can apply for a UK visa. The money, as…
Source: Live Mint A recent report from the Indian Cyber Crime Coordination Centre reveals that digital financial frauds have cost India an astounding ₹1.25 lakh crore over the past three years. With the rising prevalence of such scams, Truecaller has introduced its fraud insurance policy in partnership with HDFC Ergo under its “Cyber Sachet” insurance…
Source: Live Mint Managing credit card bills can feel daunting, especially for newcomers to the world of credit. But don’t worry! Whether you prefer the convenience of online payments or the traditional touch of offline methods, we’ve got you covered. Paying your credit card bill on time is crucial—not just to avoid pesky late fees…
Source: Live Mint Achieving financial stability and prosperity involves more than just earning a good salary or making high returns on investments. It requires cultivating effective habits that align with your financial goals and help you manage your money wisely. In this article, we’ll explore essential habits that can enhance your financial life and set…
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