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Source: Live Mint Weddings are magical, once-in-a-lifetime celebrations where love takes centre stage, and everything else, the venue, the food, the music, works to make the day unforgettable. But let’s be real: magic has a price tag. From dreamy decor to last-minute guest list expansions, the costs can pile up really fast. When savings fall…
Source: Live Mint Bhabishyatcredit card is an initiative by the government of West Bengal, which aims to fund micro and small enterprises (MSEs) towards the upgrading of their operational functions. This credit card has been launched with the collaboration of the Department of MSME & Textiles to help the entrepreneurs in getting easy credit access….
Source: Live Mint Credit cards are not just for the salaried and those with a steady stream of income. Banks also offer credit cards to entrepreneurs with a host of benefits that help them manage their short-term requirements involving regular payments for business expenses such as rent, travel and utility bills. Here is a summary…
Source: Live Mint Traditionally fixed deposits have been one of the most favourite and comfortable investment options for a large segment of Indians. Though other investment avenues like mutual funds and direct equities are gradually gaining importance, close to 15% of household savings still go into fixed deposits. Investing in fixed deposits could be mostly…
Source: Live Mint Personal loans have become a popular choice amongst people for getting quick cash to cover an emergency or a vacation. These loans offer fast loan disbursement and offer flexible repayment tenures. If you do not wish to wait until your last due date of the loan repayment, you can even choose to…
Source: Live Mint The Reserve Bank of India (RBI) recently allowed the users of prepaid payment instruments (PPIs) to access UPI services via third party applications. This is seen as a commendable move which will give a massive boost to the digital payment ecosystem in India. In order to understand this, let us first understand…
Source: Live Mint Income Tax (I-T) department released a statement recently saying that the taxpayers must e-verify their return as soon as they can. This is because an income tax return (ITR) is not considered valid unless it has been verified. The tax department’s message pointed out that taxpayers can still e-verify your IT return…
Source: Live Mint Before you invest in a mutual fund, it is natural to evaluate its past returns and compare the same with its peers in the same category. Although past returns do not guarantee a scheme’s future returns, they give an indication of a mutual fund scheme’s growth potential. Besides the absolute returns, investors…
Source: Live Mint When raising a personal loan, lenders often urge the borrowers to opt for loan insurance. This is to make sure that any unforeseen circumstance does not prevent the borrower from clearing the loan obligation. Difficulty in loan repayment could arise due to unemployment, disability or even the borrower’s demise. Although it is…
Source: Live Mint Life has a funny way of throwing unexpected expenses at you. It may be in the form of a hospital bill, an essential house repair, or some academic expenditure. Under these conditions, you would be bound to look for urgent help with money. The main drawback of a conventional personal loan is…
