The FinTech Hub
Source: Live Mint The emergence of Buy Now, Pay Later (BNPL) services has completely transformed our purchasing habits. BNPL has become a very attractive alternative to conventional credit cards by offering interest-free payments and instant gratification. While it allows for flexibility and ease for temporary transactions, misuse of this payment option can seriously jeopardise your…
Source: Live Mint Do you want to know how your application for a credit card from Axis Bank is going? The steps in the application process are explained, and how to quickly check up on the status of your application online or otherwise. What are credit cards? A credit card is essentially a financial gadget…
Source: Live Mint The current financial landscape is constantly evolving, and the ways to avail credit have evolved immensely. Among the latest tech developments in the business world, an instant loan app is one of the latest additions that aims to provide loans quickly and conveniently. What is an instant loan app? An instant loan…
Source: Live Mint Despite the ease and rewards of credit cards, sometimes you may want to cancel one. Here, we will answer frequently asked concerns as well as advice to help make the process of cancelling your Axis Bank credit card easy. What are credit cards? You can use a credit card provided by a…
Source: Live Mint In 1980, Central Bank of India launched the first credit card in India, while Andhra Bank rolled out a VISA-branded credit card a year later. So, credit cards have clearly been around us for a long time now. And why not? They enable users to buy merchandise on credit so that we…
Source: Live Mint If you are planning to raise a personal loan, you must have already decided the amount that you need. This would naturally be based on your requirement. Meanwhile, the rate of interest at which the loan is disbursed is determined by the bank based on your credit score, among other factors. What…
Source: Live Mint An individual’s credit score is mainly affected by factors like timely EMI and credit card bill payments, credit utilisation ratio, secured and unsecured credit mix, number of credit applications and their frequency, ageing of loans and credit cards, etc. There are a lot of myths and misconceptions about some other factors that…
Source: Live Mint “Interesting” election results in three major world powers. Continued economic uncertainty in another one. And continued geopolitical tensions in yet another. To cut rates or not, the constant question. The threat and opportunities posed by the two letters, AI. In all this, 13%+ returns on the NIFTY 100 and 24%+ on the mid-cap…
Source: Live Mint Personal loans have become a popular choice amongst people who are looking for quick cash to cover their expenses or if they need some financial assistance for an upcoming event or a luxurious vacation. However, borrowing loans are not just credit but are also a reflection of your lifestyle and your psychological…
Source: Live Mint Personal loans have become a popular choice amongst people who want quick cash to cover their unexpected expenses which may include medical emergencies, sudden travel and many more. With quick loan disbursal, personal loans provide ease of access as well as are a great option if you want funds to be transferred…
