The FinTech Hub
Source: Live Mint There are numerous ways to improve your credit score. Some of the basic ways entail maintaining a healthy credit lifestyle by paying your credit card bills on time, keeping credit card utilisation below 30 percent and limiting your hard credit inquiries. It is noteworthy to mention that credit rating agencies, as per…
Source: Live Mint Are you planning to raise a personal loan and struggling to streamline your finances at the same time? Are you unsure as to how much tenure you should opt for to make a commitment for an EMI that you can afford to pay. Well, you are not alone in this dilemma. In…
Source: Live Mint If you find raising a personal loan from a bank a cumbersome process, then you can – among other things – raise it from a digital lending app. One of the key differences between a bank and a digital lending app is that unlike an app, a bank typically requires applicants to…
Source: Live Mint Ahead of Budget 2025, the Association of Mutual Funds in India (AMFI) has made a set of demands to favour the mutual fund industry. One key demand is to restore indexation benefits for debt mutual funds. Most of the other key expectations include addressing tax-related concerns. The mutual fund houses (represented through…
Source: Live Mint While fixed rate personal loans, which were supposed to be exceptions to the prevailing variable-rate lending norms, gained in popularity even, this piece probes the implications to the lenders themselves, whether that shift spells potential permanence as an economy emerges with its set of interest-lowness conditions. Here we will examine how landscape…
Source: Live Mint This would make the management of cash flow even harder if it were to conflict with the cash revenue plan. In some cases, bills are paid late and therefore subject to additional late fees or interest charges, hence making poor management in terms of finance. In order to manage finance well, this…
Source: Live Mint Being a housewife is not an easy job. A housewife’s work is tough and essential as it includes all activities from managing the home and children to giving emotional support to the family members. Unplanned expenses sometimes put a pressure on the purse. Instant loans are a source of relief when the…
Source: Live Mint We often have unexpected hurdles to cross in our lives. ₹30,000 at the right time may be a lifeline, helping you meet a sudden medical bill or an unexpected increase in your regular bills or grab an opportunity before it slips into someone else’s hands. So, what do you do when your…
Source: Live Mint Credit card reward points can be used for various redemption options. Some of these include paying for purchase transactions, availing of statement credit, purchase of gift vouchers, etc. While these are good redemption options, the value per point derived is usually around Rs. 0.25, which is not that great. However, did you…
Source: Live Mint Shopping has transformed from a necessity into a pleasure in the fast digital world, and it is quite often made better with the right credit card. The Amazon Pay ICICI credit card is innovative as it rewards your purchase habits with tailored benefits beyond mere payments. Here we will know the Amazon…
