The FinTech Hub
Source: Live Mint Instant loan apps have transformed the lending scenario by providing quick and easy access to finances with just a few clicks on your phone. However, as such apps gain popularity in the financial landscape, the scams associated with them have risen as well. 1. Registered and authorised by RBI The Reserve Bank…
Source: Live Mint As the Year 2024 is set to end in a few days, investors are expected to avoid repeating the mistakes they made in the past. Some investors tend to rebalance their portfolio to enter the New Year with a fresh energy and vigour. The idea behind rebalancing is to leave the past…
Source: Live Mint This is the time of the year to submit proof of investment with your employer in order to claim tax exemption. If you fail to do so, you may miss out on your tax saving. Although you have perhaps already intimated your company’s HR about the amount of investments that you made…
Source: Live Mint A credit card can be used for several purposes, and the option of buy now and pay later makes it an attractive financial tool for covering expenses. Credit cards can also be used to make utility payments. Utility payments refer to essential costs that recur every month. They include expenses such as…
Source: Live Mint Various credit cards come with numerous features and benefits. Some of these include instant discounts, cashbacks, reward points, airport/railway lounge access, BOGO offers on movie tickets, various memberships, etc. A segment of credit card holders uses them for the cashbacks they provide. Looking at the popularity of this segment, banks have launched…
Source: Live Mint Are you worried about high interest rates on your personal loan taken in a hurry to meet your urgent financial requirements? There is help available if you haven’t paid too much in the form of EMIs (Equated Monthly Instalments). You can reduce the interest rate, renegotiate terms and even get a higher…
Source: Live Mint Credit cards are no longer a luxury but have become a necessity these days. The rewards offered by credit cards are a great way to have a luxurious lifestyle without spending much from the pocket. If you love dining out and visiting new restaurants, then a dining credit card can be a…
Source: Live Mint If you are in an urgent need of money and the requirement does not qualify for a specialised loan category such as a car loan or a business loan, then it is recommended to opt for a personal loan. Although one typically applies for a personal loan at a bank or an…
Source: Live Mint If you are a movie freak or love watching docuseries on OTT – it is recommended to explore a credit card which offers complimentary membership of OTT platforms such as SONY LIV, Disney+ Hotstar or Amazon Prime. Notably, one should have a good credit profile such as a high CIBIL score and a stable income…
Source: Live Mint To get a personal loan, an individual has to fulfil the eligibility criteria. The applicant’s age should be within the specified age bracket; income should be higher than the specified minimum amount; should have a stable career with specified minimum work experience; the credit score should be equal to or higher than…
