Source: Live Mint Getting a loan which suits your budget and your lifestyle requires thorough research as well as a basic understanding of borrowing and lending. This is where financial literacy comes into play. Financial literacy helps you make mindful decisions on your financial borrowings and helps you plan your financial future responsibly. Loans have…
Source: Live Mint Retirement is a phase we all face, especially for salaried professionals. It’s a period when regular income from work stops, but expenses—monthly bills, healthcare, and leisure—continue. The key to enjoying a financially secure retirement lies in the preparation you do during your working years. By saving and investing wisely, you can build…
Source: Live Mint If you somehow failed to file your income tax return (ITR) for any of the past two years, you can still file an updated income tax return. These two years are 2021-22 (AY 2022-23) and 2022-23 (AY 2023-24) for which taxpayers can still file their updated return before March 31, 2025, reveals the…
Source: Live Mint In December 2024, the number of UPI transactions hit an all-time high of 16.73 billion, growing 8% month-on-month. The value of the transactions was Rs. 23.25 lakh crores (US $271.96 billion). It shows how popular the UPI mode of payment is becoming among the Indian audience. What if you could combine the…
Source: Live Mint Education is a crucial part in building a foundation to shape your career. However, if you are facing a financial crunch and are looking for ways to fund your education, a student personal loan can be an option that you can consider. These loans provide quick loan disbursement and generally require a…
Source: Live Mint Raising a personal loan is quite simple and convenient. There are a number of options which include banks, non-banking financial corporations (NBFC) and digital fintech platforms, among others. Although most banks still provide the option of raising a loan offline, the most feasible and sought-after option is to raise the loan online. The…
Source: Live Mint Checking credit score on a regular basis is an important step towards optimising it. It is recommended to check the credit score at least once in a year. Not only does it help you stay abreast of the changes in your score (if any), but it also helps you spot the errors…
Source: Live Mint If you are a shopaholic, it is recommended to consider credit card(s) which offer discounts on shopping, reward points that can be monetised, and the annual fee waiver on meeting a threshold of spending. Here we share details of three major credit cards offered by Kotak Mahindra Bank which give such offers on shopping….
Source: Live Mint If you have a credit card which has a high annual fee, there could be a way to get this waived off. Sounds strange, but true. In some cases, banks give an offer to get the annual fee waived off so long as the card holder spends money beyond a threshold. How…
Source: Live Mint If you are a new investor and looking for immediate funds, then you can explore the idea of raising a personal loan. It is one of the most feasible ways to raise an unsecured loan in order to solve your financing needs. Although the rate of interest of personal loan is typically higher…