The FinTech Hub
Source: Live Mint Your credit score is an important indicator of your creditworthiness, ability to repay loans, and overall financial health. Your credit score can help you get loans like a home loan to buy your dream house, a car loan to buy the car you always eyed or a personal loan to enjoy a…
Source: Live Mint If you have a special needs child with a communication disability, how can you best secure its financial future? -Name withheld on request For parents of children with special needs, especially those with communication disabilities, ensuring financial security and sustained care is a top priority. Here’s a comprehensive guide on the key…
Source: Live Mint In a bid to discourage non-serious applicants, IDFC First Bank has started charging the joining fee upfront before dispatching its Mayura and Ashva credit cards. “Upfront payment of joining fee + GST required for dispatch of metal credit card. The fee is non-refundable,” IDFC First Bank said. While the joining fee is…
Source: Live Mint Imagine that you have planned a trip to Switzerland months ago, keeping in mind your finances, the weather of the destination, your work schedule, etc. You have booked everything for the trip, from flight tickets to hotel stays. Just before a week of the journey, you are diagnosed with dengue, and now…
Source: Live Mint After a strong four-month period demat account additions for October 2024 saw a decline amid volatility in the Indian stock markets, according to ANI citing an ICICI Securities report. Demat accounts additions exceeded 4 million in the preceding four months and saw a decline below the number in October 2024, it noted….
Source: Live Mint When you apply for a personal loan, the bank or NBFC considers various factors for loan approval. Some of these include your age, monthly income, credit score, profession, debt-to-income (DTI) ratio, etc. The DTI ratio is an important factor for deciding on loan eligibility, amount, etc. So, what is the DTI ratio,…
Source: Live Mint A credit card can be an incredibly useful tool to build your personal brand by helping you develop a reputation of credibility, financial responsibility, and exclusivity so long as it aligns with your brand. By making credit card payments regularly, you can improve your credit score. Besides, you can make the most…
Source: Live Mint With Donald Trump winning the US Presidential Elections 2024, investing in the US stocks has suddenly become sought after. The S&P 500 briefly surpassed the 6,000-mark and closed with its biggest weekly percentage gain in a year, reported Reuters. This has prompted several Indian investors to start exploring options to invest in…
Source: Live Mint Taxpayers who are meant to get their accounts audited have only one week left to file their income tax return (ITR) for AY 2024-25. The last date to file income tax return for these taxpayers is November 15. The income tax department recently issued a statement that says that it’s the last…
Source: Live Mint Are you looking to invest in a safe financial instrument for a long term investment? Besides fixed deposit (FD), bonds or debt mutual funds, one can invest in a post office small savings scheme. Among all these options, one of the popular small savings scheme is public provident fund (PPF). Investment in…
