The FinTech Hub
Source: Live Mint If you are planning to take out a personal loan, it is recommended that you compare the interest rates charged by different banks so that you can get the best deal. The interest rate charged by a bank on a personal loan is typically a function of several factors such as the…
Source: Live Mint If you are planning to invest in a mutual fund scheme, it is quite usual to evaluate the past returns of that scheme and compare the same with its rivals in the same category. Although past returns do not guarantee the future returns, they, however, give a sense of the scheme’s potential…
Source: Live Mint This kind of idea leads to very crucial discussions in terms of equality and justice regarding the potential stereotypes in gender-based prerequisites for loan criteria in the finance industry. Here we will discuss the various eligibility criteria based on gender and ways to improve your gender-based loan eligibility. Personal loans Personal loans…
Source: Live Mint IDBI Bank launched Chiranjeevi Super Senior Citizen Fixed Deposit Scheme early this month to offer interest up to 8.05 percent per annum. Under this scheme, the bank offers slightly higher interest rate to super senior citizens i.e., those who are aged 80 years or above. The highest fixed deposit interest offered to…
Source: Live Mint In 1986 BBC made a film about a person who defrauds a bank after hacking into their systems and siphoning off money that is usually rounded off to the nearest penny. It was called Smart Money. Hisaab Barabar attempts to say a similar thing but If only good ideas were executed well!…
Source: Live Mint The famous Netflix series Squid Game is an expression of faithfully intimate drama, troubling imagery, and nail-biting plot twists, thus gripping audiences across the globe. In this wait for Season 2, these deeper reflections about money, human nature, and survival strike a chord with most of us, just like those high-stakes games…
Source: Live Mint Getting a credit card is only the first step in your journey to using it. You also need to get the card activated for carrying out online and contactless transactions and set the spend limits for it at the same time. Here, we share a step-by-step process for getting these activations done. Both these…
Source: Live Mint Are you planning to raise a personal loan and still in a dilemma over which bank to opt for? Loan borrowers typically make a decision based on the rate of interest charged by the bank. So, a loan applicant is likely to choose a bank which charges a lower rate of interest than…
Source: Live Mint Credit cards, when used wisely, can transform everyday spending into tangible savings and rewards. Some of the best credit cards in India offer up to 15% rewards, alongside benefits like travel perks, cashback, and exclusive deals. However, they can be a double-edged sword—smart usage can unlock incredible value, while misuse may lead…
Source: Live Mint In the modern world, taking a personal loan may be the only option to overcome urgent financial obligations. If your credit score is low, then it would be challenging to get approval from conventional lenders like banks or financial institutions. Your credit score primarily defines your loan-eligibility status in India. Scores under…
