The FinTech Hub
Source: Live Mint To use your SBI credit card for ATM withdrawal, point of sale (POS) transactions or online or through phone you have to need the Personal Identification Number (PIN) for using such cards. Thus, the different ways in generating your SBI credit card PIN are explained to allow you to perform operations through…
Source: Live Mint Credit cards and ATM cards are very similar in appearance since they are both plastic cards that can be used to make financial transactions. They are, however, worlds apart in terms of function, objective, and impact on financial security. Here we will help in better understanding their special qualities and how to…
Source: Live Mint In the fast life of today, managing personal money can often prove overwhelming. But though credit cards are so convenient and versatile, you will eventually want to close a one-card account, either because your financial needs have changed or the card just no longer makes sense for your lifestyle, or simply because…
Source: Live Mint Income tax calculator: As we are aware that the new tax regime will become a default regime in FY2023-24, taxpayers are meant to calculate their income tax as per the lower slab rates sans major deductions and exemptions that are no longer allowed in this regime. Although the new tax regime does not offer…
Source: Live Mint If you currently have a personal loan request pending and are unable to raise the required amount, then it could be either because your credit score or your income is too low that you failed to convince the bank’s credit department. So, what could be the alternative in this case? You could raise your…
Source: Live Mint There could be a number of reasons to raise a personal loan. It could be an emergency or to buy a luxury item or even to pay for home renovation. Although there are some people who go to the extent of taking out a loan for travel or luxury – such practices are best to…
Source: Live Mint If you tend to forget things easily, it must be common for you to skip the last date of paying a bill or an annual subscription. Sometimes it could be a gym membership or annual subscription of a club, on other occasions — it could be your mobile bill or a wi-fi…
Source: Live Mint A credit card limit is the maximum amount you can utilise on your credit card. Credit limit can impact your credit utilisation ratio which can then impact your credit score. If you have an HDFC Bank credit card and want to increase your credit limit, you can do it for absolutely free…
Source: Live Mint Credit cards have seamlessly integrated into our daily lives, offering more than just convenience—they’ve become essential tools for managing expenses. Whether it’s for travel, daily purchases, or exclusive rewards, credit cards help you save while enjoying a more luxurious lifestyle. However, if your card is misplaced or stolen, it’s crucial to block…
Source: Live Mint In recent years, Buy Now, Pay Later (BNPL) services have gained immense popularity among consumers, offering a convenient way to make purchases and pay for them in the set duration. However, as with any financial product, it’s crucial to understand how BNPL can impact your credit score. In this article, we’ll explore…
