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personal finance

Income Tax: How to check whether employer is depositing TDS with the tax department? | Mint
  • Personal Finance

Income Tax: How to check whether employer is depositing TDS with the tax department? | Mint

TheSpuzz Desk8 months ago05 mins

Source: Live Mint The Bombay High Court has recently held that employees cannot be penalised for employer’s failure to deposit tax deducted (TDS) from salary. “The object and purpose behind the provision is to the effect that when an obligation to deposit the tax as in the present case, is on the employer and if the…

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6 primary factors that determine personal loan interest rate | Mint
  • Personal Finance

6 primary factors that determine personal loan interest rate | Mint

TheSpuzz Desk8 months ago06 mins

Source: Live Mint A personal loan is a financial tool that allows individuals to borrow money from a bank or financial institution with the obligation to repay it within a specified timeframe. The borrowed amount is paid back in instalments, known as EMIs, along with the agreed-upon interest.  Personal loans typically require no collateral and…

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How to make the most of credit cards during the festive season? | Mint
  • Personal Finance

How to make the most of credit cards during the festive season? | Mint

TheSpuzz Desk8 months ago014 mins

Source: Live Mint The major e-commerce players have announced festive sales. It is that time of the year when you can get the biggest discount offers on most categories, along with other benefits. You can further enhance your benefits with your credit cards. When used correctly during the festive season, credit cards can give you…

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Cut the clutter: The art of subtraction to simplify your personal finance
  • Personal Finance

Cut the clutter: The art of subtraction to simplify your personal finance

TheSpuzz Desk8 months ago07 mins

Source: Live Mint Whether routine or specific situations, our default response as humans is to add rather than subtract. Adding more clothes to wardrobe, more tasks in to-do list, more gadgets for convenience, more corporate meets to resolve issues. Addition is more intuitive and simpler, while subtraction takes some effort to think or reason. This…

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Personal Loan EMI Calculator: All you need to know about its functionality | Mint
  • Personal Finance

Personal Loan EMI Calculator: All you need to know about its functionality | Mint

TheSpuzz Desk8 months ago08 mins

Source: Live Mint Are you tired of spending hours calculating EMIs for your personal loans? It’s time to simplify this tedious task with an EMI calculator! With just one tap, you can access all the details you need. But what exactly is an EMI calculator? What is an EMI calculator? An EMI calculator is an…

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Paying off home loan or making an investment: Which is a better option
  • Finance

Paying off home loan or making an investment: Which is a better option

TheSpuzz Desk8 months ago06 mins

Source: Business Standard Illustration: Binay Sinha 4 min read Last Updated : Sep 27 2024 | 11:19 AM IST In the heart of Gurgaon’s gleaming Cyber City, Arun Singh stares at his computer screen, his finger hovering over the ‘submit’ button. His company has given him a bonus and he faces a dilemma: Should…

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SME IPO bet, aerial arts: Top personal finance stories of the week
  • Finance

SME IPO bet, aerial arts: Top personal finance stories of the week

TheSpuzz Desk8 months ago05 mins

Source: Business Standard IPO of small and medium enterprises (SME) have been getting heavily oversubscribed. (Photo: Shutterstock) 3 min read Last Updated : Sep 27 2024 | 8:23 AM IST Initial public offerings (IPO) of small and medium enterprises (SME) have been getting heavily oversubscribed and witnessing substantial listing day gains. However, the regulator has…

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Retirement funds: Align equity-debt mix with risk appetite and horizon
  • Finance

Retirement funds: Align equity-debt mix with risk appetite and horizon

TheSpuzz Desk8 months ago05 mins

Source: Business Standard 3 min read Last Updated : Sep 26 2024 | 8:12 PM IST Investors are increasingly planning for old-age security through retirement plans of mutual funds. The assets under management (AUM) of these funds surged from Rs 8,408.96 crore on August 31, 2019, to Rs 30,394 crore on August 31, 2024, an…

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Can a personal loan be your lifeline during a financial crisis? | Mint
  • Personal Finance

Can a personal loan be your lifeline during a financial crisis? | Mint

TheSpuzz Desk8 months ago07 mins

Source: Live Mint In today’s fast-paced world, financial crises can hit unexpectedly. Whether it’s a medical emergency, sudden job loss, or unexpected home repairs, having access to funds can make all the difference. Many individuals are turning to personal loans as a viable solution to navigate through tough times. But how effective are they in…

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Benefits to safety: What you should do with credit cards you no longer use: Credit Card Tips
  • Finance

Benefits to safety: What you should do with credit cards you no longer use: Credit Card Tips

TheSpuzz Desk8 months ago06 mins

Source: Business Standard Credit Card, Shopping(Photo: Shutterstock) 3 min read Last Updated : Sep 26 2024 | 11:34 AM IST Credit cards are easy to get and so people subscribe to many. What should they do with credit cards you no longer use? “A number of credit cards tend to charge an…

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Trending News

Chime Financial IPO: San Francisco-based no-fee banking startup files publicly for IPO, listing eyed in June | Stock Market News
Market
Chime Financial IPO: San Francisco-based no-fee banking startup files publicly for IPO, listing eyed in June | Stock Market News
Apollo Tyres Q4 Results: Net profit slumps 48% to  ₹184.5 crore, revenue up 2.6% YoY; Dividend declared | Stock Market News
Market
Apollo Tyres Q4 Results: Net profit slumps 48% to ₹184.5 crore, revenue up 2.6% YoY; Dividend declared | Stock Market News
Wall Street today: US stocks rise amid hopes of more trade deals | Stock Market News
Market
Wall Street today: US stocks rise amid hopes of more trade deals | Stock Market News
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