The FinTech Hub
Source: Live Mint The Suryoday Small Finance Bank (SSFB) provides users a clearly defined and streamlined process for seeking two wheeler loans. The objective of this product offering is to make vehicle ownership more affordable and accessible to aspirational families across the country. With the benefit of competitive interest rates and minimal documentation, SSFB’s two…
Source: Live Mint If you are planning to take a personal loan, it is recommended to find the optimum personal loan monthly instalment or equated monthly instalment (EMI). And it helps to use a personal loan EMI calculator to be able to calculate the right EMI. There are three inputs required to be able to…
Source: Live Mint Travel credit cards: When you are a travel freak and a credit card user at the same time, it is advisable to subscribe to card(s) that offer a range of benefits. These benefits could range from access to the airport lounge to cashbacks and other reward points. Here, we list out five popular credit…
Source: Live Mint A credit score of 650 is considered average at best in India. This score has the potential to limit access to premium financial products and services. With this score it becomes very difficult to secure premium credit cards, fair and reasonable interest personal loans, easy home loans etc. Now, elevating this credit…
Source: Live Mint Credit Cards: If you are planning to apply for a credit card, make sure that you opt for one that closely resembles your spending habits. Before you choose a lifestyle credit card, several criteria should be factored in. These include annual fees, extra perks, welcome bonus, hidden charges and brand collaborations, among…
Source: Live Mint In the present-day fast-paced digital world, receiving a credit card in India is easier than ever! Being aware of the dates will allow you to have a clear expectation and your financial planning will reflect this whether you are seeking an immediate approval and use of your credit card or you are…
Source: Live Mint Credit Score: Whether you are applying for a car loan, home loan, personal loan, or even a credit card, commercial banks tend to check your creditworthiness. This is measured by a three-digit number between 300 and 900, known as a credit score. Numerous factors influence your credit score, including your payment history,…
Source: Live Mint Before investing in a mutual fund scheme, it is advisable to examine its past returns and compare them with similar schemes in the same category. Here, we share the past returns of two equity-linked savings scheme (ELSS) funds, which have delivered over five-fold returns since their launch. These two schemes are DSP…
Source: Live Mint IDBI Bank has discontinued Utsav FD with tenures of 300 days and 375 days from April 16, 2025. The validity of the remaining special tenures has, meanwhile, been extended until June 30, 2025. In a tenure of 444 days, IDBI Bank has cut fixed deposit interest rates from 7.35 to 7.25 percent…
Source: Live Mint Punjab National Bank (PNB) has rolled out PNB Nirmaan 2025 scheme which gives 100 percent waiver on processing and documentation charges, the bank announced on Thursday. Launched on April 21, the state lender’s scheme will come to an end on June 20, 2025. The other charges such as NEC/legal/valuation charges are borne…
