The FinTech Hub
Source: Live Mint This is the time of the year when employees are busy submitting investment proofs to their employers. Essentially, investments are meant to be declared to the respective employers during the year and one must submit the proof of investment in order for the employer to deduct TDS (tax deducted at source) accordingly. Meanwhile,…
Source: Live Mint Have you heard anything about FOIR (Fixed obligation to income ratio)? If you haven’t, it is better to understand it as it plays a crucial role in getting your personal loan. Simply put, FOIR is nothing but the debt-to-income ratio of an individual. FOIR is determined by a formula that aggregates the…
Source: Live Mint With the Calendar Year set to culminate in a few days, there are a few income tax deadlines that are set to expire at the same time. These deadlines relate to the filing of belated income tax return (ITR), Vivad Se Vishwas and declaration of foreign assets. Let us understand each of…
Source: Live Mint Have you received an email or message from your bank that you have a pre-approved personal loan offer of a certain amount? Well, this is a standard message which the bank officials or their online tools send to their customers. Most of us must have come across a jaw-dropping message where we…
Source: Live Mint A credit card is a financial tool accessible to many, unlike the common belief that it can only be availed by people with good credit history. You may often wonder if there are many conditions to getting a credit card. However, some credit cards do not require such conditions. Secured credit card…
Source: Live Mint Are you planning to apply for a credit card and confused as to which one to opt for? Well, this is a problem faced by most of the new credit card users who face a dilemma as to which one could be better than the rest. Let’s learn about the premium credit cards offered…
Source: Live Mint Personal loans can be a panacea for a number of financial crises. Whether it is an emergency or a wedding, be it a renovation at home or the urgency to buy a luxury item for your loved one – one can raise a personal loan from a bank or a financial institution to…
Source: Live Mint Many people want to become home owners, and owning a home might be as simple as taking a home loan. Obtaining a home loan however, is not just by making an application; in addition to this, several conditions have to be satisfied. One of the necessary requirements is that you ought to…
Source: Live Mint Borrowers who find it difficult to repay personal loans can explore the prospect of a moratorium, a temporary period during which they are not supposed to make any payment. It is noteworthy that the moratorium affects loan repayment since interest keeps accruing, following which one has to pay the combined interest, thus…
Source: Live Mint Credit cards have become a part of our lifestyle as they provide great deals and discounts on all your daily needs so that you can save on your expenses without any compromise. If you love shopping from your favourite brands, then a co branded shopping credit card can be great option for…
