The FinTech Hub
Source: Live Mint BOBCARD, the wholly-owned subsidiary of Bank of Baroda that offers a range of credit cards, has announced a slew of changes for its customers from July 1. While BOBCARD users can now earn core reward points for utility bill payments, they must accumulate a minimum of 1000 reward points for redemptions. “Starting…
Source: Live Mint As of June, 2025, several Indian banks are providing aspirational applicants with competitive interest rates on personal loans. The focus of these loans is to cater to a diverse range of borrowers. The Reserve Bank of India (RBI’s) rate cuts signal a clear shift to an accommodative stance, but personal loan rates…
Source: Live Mint Before opening a fixed deposit (FD), it is common among depositors to compare the interest rates offered by different banks. Typically, investors need to keep the money locked for a long period to earn a higher rate of interest. This is because the compounding comes into play. For instance when you earn…
Source: Live Mint The AU Bank Vetta Credit Card continues to provide a suite of benefits and services designed for credit card users in the country. The aim of the card is to provide users with lifestyle perks and reward programmes. This particular credit card is issued by AU Small Finance Bank and is developed…
Source: Live Mint Getting access to the lounge is a good incentive for most credit card users. If you have a Tata Neu HDFC Bank credit card, it will see a range of changes starting June 10, 2025. The cardholder will now have to spend ₹50,000 or more in the preceding quarter to claim one…
Source: Live Mint Credit cards can be useful tools if used in moderation. They often provide rewards, they are very convenient, and build up a positive credit history for you. However, they can also create stress and become the catalyst for debt. In this guide, you shouldn’t have to worry about these card limitations, the…
Source: Live Mint A credit score of 500 is considered as a poor score by leading credit bureaus such as CRIF High Mark, CIBIL, Equifax, Experian among others. Such a score significantly diminishes the likelihood of home loan clearance and approvals in seamless fashion. Especially if you consider applying for a home loan with mainstream…
Source: Live Mint As financial needs, aspirations and goals evolve in the country, consumers are increasingly looking out for several unique borrowing opportunities. Two unique choices in this regard are personal loans and payday loans, each catering to different financial scenarios. That is why understanding the difference between the two is important for making sensible…
Source: Live Mint Beginning an academic pursuit is often a very important milestone which can involve a significant financial commitment. When assessing options to obtain the funds necessary to achieve your academic goals, personal loans and education loans are likely to be the two most prevalent. Even though both provide you with some form of…
Source: Live Mint The Income-Tax (I-T) Department has on May 30 made available for taxpayers the facility of Excel Utility for ITR-1 and ITR-4 for AY2025-26. In a post on social media platform X, the I-T Dept said, “Attention taxpayers! The Excel Utility for ITR-1 and ITR-4 for AY 2025-26 has been enabled and is…
