The FinTech Hub
Source: Live Mint Beginning an academic pursuit is often a very important milestone which can involve a significant financial commitment. When assessing options to obtain the funds necessary to achieve your academic goals, personal loans and education loans are likely to be the two most prevalent. Even though both provide you with some form of…
Source: Live Mint The Income-Tax (I-T) Department has on May 30 made available for taxpayers the facility of Excel Utility for ITR-1 and ITR-4 for AY2025-26. In a post on social media platform X, the I-T Dept said, “Attention taxpayers! The Excel Utility for ITR-1 and ITR-4 for AY 2025-26 has been enabled and is…
Source: Live Mint At the Han School of Kung Fu, one lad quietly practices at the Mu Ren Zhuang while his uncle Mr. Han tries to fob off his mom who makes it very clear that she does not like him fighting. And yes, they are moving to New York. The lad, Xiao Li does…
Source: Live Mint The latest stress test for April 2025 reveals that some small cap mutual fund schemes will take as long as 70 days to liquidate 50 percent of portfolio. Those who are not aware, all mutual funds are supposed to make a range of disclosures with respect to their mid and small cap…
Source: Live Mint As of May 2025, ICICI Bank generally requires a credit score of 750 or above for considering and approving most of its credit applications i.e., personal loans and credit cards. A high credit score simply reflects respectable credit behaviour. It reassures lenders of timely repayments and reduces risk. As per ICICI Bank’s…
Source: Live Mint National Payments Corporation of India (NPCI) has released a new circular to deal with handling of deemed approval status in UPI for peer to merchant transactions where acquiring payment service provider (PSP) and merchant bank are the same. In case of peer to merchant (P2M) transaction where merchant bank and acquiring PSP…
Source: Live Mint Ray Dalio’s iconic book, ‘Principles for Dealing with the Changing World Order: Why Nations Succeed and Fail’, was first published in November 2021, it is a powerful tool for exploration and understanding of how global empires rise, reach their peaks, and then fall over time. The book draws on over 500 years…
Source: Live Mint The ownership of mutual funds (MFs) in listed companies scaled a record high of 10 per cent in fiscal 2025 and indicated the first double digit reading. In the March quarter, mutual funds infused ₹1.9 lakh crore into equities, contributing to a record annual net inflow of ₹6.1 lakh crore, reported Hindu…
Source: Live Mint When you are applying for a personal loan, the amount that you want to borrow will be high on the priority list. While the quantum of the loan depends on the financial requirement of the borrower and therefore varies with each person, lenders follow a clearly stipulated formula before disbursing the amount….
Source: Live Mint As the nation enters a phase of monetary easing, aspirational loan borrowers along with credit card holders are weighing the merits of gold loans versus personal loans to meet their financial aspirations and goals. Current interest rate landscape The Reserve Bank of India (RBI) reduced the repo rate to 6% in April…
