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Source: Live Mint Modified Interest Subvention Scheme (MISS) is a central sector scheme by the Government of India which is fully funded for giving concessional short term credit to the farmers. Launched in the 2006- 07 fiscal year, the scheme is designed to provide cheap credit to the farmers engaged in agriculture and allied activities….
Source: Live Mint Getting a loan without a credit score or history can be difficult. However, many financial institutions and lenders provide no credit check loans for those who have poor or no credit history. These loans can be used in emergencies, however, these come with certain conditions and also involve risks. Hence, before you…
Source: Live Mint Acquiring a business loan stands as the potential key element that enables your organization to grow upward. The essentiality of capital access helps business owners achieve their aims of operation expansion and cash flow management and equipment purchase. Preventable mistakes prevent numerous organizations from obtaining eligible financial requirements for business loans. The…
Source: Live Mint It is quite essential to know about your creditworthiness in this fast world of finance. A responsible credit agency, CRIF High Mark, gives detailed credit reports to help in understanding the credit history. A credit report is the most essential tool that measures financial health. Therefore, for you to get a good…
Source: Live Mint The new income tax bill, 2025, has transferred section 80C tax saving deductions to clause 123, in Chapter VIII in it with an intention of bringing ease and decluttering the tax structure. This has been detailed in the bill tabled by the Finance Minister of India in the Parliament on February 13,…
Source: Live Mint A credit score is a three digit number. It typically ranges from 300 to 850. A figure between these two digits predicts an individual’s creditworthiness and summarizes his or her credit history. Lenders use this score to analyze the risk of lending a borrower with funds. A higher score indicates a lower risk and…
Source: Live Mint If you are planning to get a credit card which offers good lifestyle benefits, then it is recommended to check the key features it offers and the fee it levies. Let us first describe what a lifestyle credit card is. For the unversed — lifestyle credit cards are premium credit cards that are meant to offer…
Source: Live Mint Union Budget 2025: Finance Minister of India Nirmala Sitharaman recently announced Grameen credit score scheme. This is a framework evolved to help Self Help Groups (SHGs) and the citizens in rural India. The primary responsibility of developing this scheme is going to be enshrined in the Indian public sector banking system. The details…
Source: Live Mint Credit cards have now become the very need for today’s busy lifestyle as it includes making payments of bills, dining at restaurants, and online shopping. But at times, an SBI credit card restriction brings trouble and may hamper your planned schedule. Therefore, one should know the unlocking process. Here is a step-by-step…
Source: Live Mint There are various means of ensuring that your payment is processed efficiently and promptly for whatever reason you might favour more traditional options or online ones such as net banking and smartphone applications. In order to help you manage your finances better, this provides an exhaustive rundown of these methods. What is…
