The FinTech Hub
Source: Live Mint For the majority of us, the promise of consistent profits and long-term financial progress motivates us to invest in mutual funds. One of the least discussed cons, however, is a seemingly simple investment option that may just be shaving off your profits unnoticed: mutual fund fees. In India, where mutual funds are…
Source: Live Mint If you have short-term financial goals and aspire to invest in a low risk mutual fund, then there are specific categories of the same designed to ensure capital conservation and liquidity during tough times. These funds generally invest in low risk instruments for example: treasury bills, money market securities among other similar…
Source: Live Mint Union Budget 2025: The budget has introduced immense clarity on the tax treatment of the Unit Linked Insurance Policies. Specifically those ULIP’s that don’t fall or qualify for the exemptions provided under Section Section 10(10D) of the Income Tax Act. What are ULIPs? A Unit Linked Insurance Plan (ULIP) joins investment and…
Source: Live Mint How would you know whether a small cap mutual fund is safe to invest in terms of future volatility? Among several metrics, you may also consider the results of ‘stress test’ which each mutual fund is supposed to reveal every month. A small cap mutual fund invests a minimum of 65 percent…
Source: Live Mint Top News SEBI Mandates Evaluations for Market Infrastructure Institutions to Ensure Transparency and Efficiency The Securities and Exchange Board of India has mandated external and internal evaluations for Market Infrastructure Institutions and their statutory committees. This move aims to enhance transparency, governance, and performance efficiency in financial markets. The evaluations will help…
Source: Live Mint In a piece of good news for the stock market investors, the Narendra Modi government announced a proposal to raise the tax deducted at source (TDS) limit on dividend income in the Union Budget 2025-26 from ₹5,000 to ₹10,000. The move, which comes as part of TDS threshold rationalization, is a boost…
Source: Live Mint Hybrid mutual funds are funds that invest in multiple asset classes. Their investments constitute a collection of equity, debt, gold and even real estate. This kind of planned diversification while investing helps in managing risk and returns. Hence, ensuring both growth potential and stability making the case for them as solid investment…
Source: Live Mint In the run up to the Budget 2025, Union Finance Minister Nirmala Sitharaman tabled the Economic Survey 2024-2025 in the Parliament on Jan 31, giving an assessment of the economy’s performance in the current financial year while listing out the challenges ahead. The survey document keeps GDP growth forecast for FY26 in the range of 6.3…
Source: Live Mint Are you looking to gift Mutual Fund units to your loved ones or simply consolidate your investments rejigging holdings between different accounts? Did you know that you can transfer or gift Mutual Fund units between Demat accounts? The latest episode of Mint Money Shots, presented by Invesco Mutual Fund, saw Deputy Editor…
Source: Live Mint While the stock market is extremely volatile, some conservative investors are contemplating investing in mutual funds, thereby outsourcing their investing decisions to the experts. If you are also one of them, it is important to remember that one of the safest mutual fund categories, among equity, is large-cap funds. Although the average…
