The FinTech Hub
Source: Live Mint Investing in a mutual fund consistently can yield good returns. In fact, consistency is the key to investment and wealth generation. An investment made over a long period of time gives the benefit of compounded returns. Compounding is so potent that it is sometimes referred to as magic. This is how it works: when…
Source: Live Mint Q. I am a Senior Creative Director working with a marketing agency in Bengaluru. I have been investing in large-cap index mutual funds for the past 4 years. I plan to diversify my portfolio and invest in other categories. Many of my acquaintances have suggested that I invest in quant funds. However,…
Source: Live Mint Retirement is a phase we all face, especially for salaried professionals. It’s a period when regular income from work stops, but expenses—monthly bills, healthcare, and leisure—continue. The key to enjoying a financially secure retirement lies in the preparation you do during your working years. By saving and investing wisely, you can build…
Source: Live Mint Top NewsSEBI outlines process for waiver or reduction of interest in recovery proceedings The Securities and Exchange Board of India (SEBI) has issued guidelines for seeking a waiver or reduction of interest levied during recovery proceedings for penalty defaults. The guidelines specify the eligibility criteria, application process, and exclusions for applicants. Entities…
Source: Live Mint Mutual fund vs PPF: Imagine that you have two options to invest your hard-earned money. Option A offers a 7.1 per cent return, while option B offers an average return of 12 per cent in the long term. What would you choose? Option B, right? After all, the difference of about 5…
Source: Live Mint Mutual funds are fast emerging as the investment vehicle of choice for a growing segment of Indian investors. According to statistics released by Association of Mutual Funds in India (AMFI), the Assets Under Management (AUM) of the Indian Mutual Fund industry has grown from ₹10.90 trillion as on November 30, 2014 to…
Source: Live Mint In the calendar year 2024, mutual fund investors’ investment through the SIP (systematic investment plans) route touched ₹2,89,227 crore with the highest contribution of ₹26,459 crore in December. Interestingly, December also happened to be the 46th month of positive equity inflows with the first one in March 2021. The mutual fund industry’s…
Source: Live Mint Mutual Fund folios hit at all-time high of 22,50,03,545 in December 2024, revealed the latest data released on Thursday by the Association of Mutual Funds in India (AMFI). Retail mutual fund folios (which include equity, hybrid, and solution-oriented Schemes) were at an all-time high of 17,89,93,911 for the month of December 2024,…
Source: Live Mint Ahead of Budget 2025, the Association of Mutual Funds in India (AMFI) has made a set of demands to favour the mutual fund industry. One key demand is to restore indexation benefits for debt mutual funds. Most of the other key expectations include addressing tax-related concerns. The mutual fund houses (represented through…
Source: Live Mint Prior to investing in a mutual fund, investors are advised to evaluate the performance of different schemes in the same category to gauge their historical performance. This not only gives investors a peek into the scheme’s historical performance but also tempers their expectations of its future performance. For instance, when a scheme,…
