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Source: Live Mint Focused on managing a home loan and investing in over ten mutual fund schemes, Singh delayed signing up, opting instead for a higher in-hand salary. His decision, influenced by hopes of the old pension scheme (OPS) returning in some form, highlights the financial dilemmas faced by young government employees navigating between immediate…
Source: Live Mint The Securities and Exchange Board of India (Sebi) has unveiled a proposal for promoting financial inclusion through the “sachetisation” of mutual fund (MFs) investments. Sachetisation refers to the process of offering financial products and services in smaller, more affordable packages, making them easier to access and manage. The initiative proposes offering small-ticket…
Source: Live Mint While maintaining a positive outlook on IT, pharmaceuticals and chemical sectors, Varun Goel, Senior Fund Manager (Equity) of Mirae Asset Investment Managers says that he does not expect any major change in capital gains taxation or exemptions for mutual funds in Budget 2025. In an email interaction with Mint, he shares his views on investing in…
Source: Live Mint In 2023, Kamath stepped down as head of fixed income of the mutual fund segment to head the newly set-up alternatives business. According to a private presentation accessed by Mint, the AIF will only lend to financial services-related companies and is targeting an internal rate of return (IRR) of 11% to 14%….
Source: Live Mint At the 17th Mint BFSI Summit & Awards, Narayan outlined the regulator’s response to the frenzy in futures and options, by implementing targeted measures to curb egregious overtrading, particularly around expiry days. These steps, introduced in October 2024, aimed to address specific risks without burdening the entire F&O market with overly broad…
Source: Live Mint Portfolio rebalancing is a crucial investment strategy that helps investors maintain their desired asset allocation over time. It involves adjusting the holdings in your portfolio by buying or selling assets to return to the original target allocations. This process plays a key role in managing risk, improving returns, and ensuring that a…
Source: Live Mint For instance, if assets are gifted to a spouse, any income generated from those assets will be clubbed with the income of the person who originally owned the asset. In the case of a minor child, any income generated from those assets will be clubbed with the income of the highest-earning family…
Source: Live Mint The year 2024 saw the launch of 200 new fund offers (NFOs) with September and October contributing 50 schemes. It is common among retail investors to invest in a new fund offer since they assume that the price at which a scheme is available is invariably tempting. However, this is often not…
Source: Live Mint Read this | Investing in 2025: How often should you rebalance your portfolio? Much like the “Impossible Trinity” in economics, the Fixed Income Trinity highlights that optimizing all three elements simultaneously is unfeasible. Investors must prioritize two, inevitably compromising the third. Fixed Income Trinity explained The Trinity revolves around three key aspects:…
Source: Live Mint Investing in a mutual fund consistently can yield good returns. In fact, consistency is the key to investment and wealth generation. An investment made over a long period of time gives the benefit of compounded returns. Compounding is so potent that it is sometimes referred to as magic. This is how it works: when…
