The FinTech Hub
Source: Live Mint Benchmark indices have undergone a correction of nearly 10 per cent in the past couple of months, leaving investors jittery and anxious. When investors are unsure about the blue chips and mid-caps alike, there are some sectors and themes which are still investible. The IT sector got an impetus soon after Donald…
Source: Live Mint A credit card typically carries a credit limit that keeps a cap on its usage. This means if a credit card’s limit is ₹10 lakh then the card user can spend upto ₹10 lakh. But what if on a particular occasion, you have a need to spend over ₹12 lakh. Well, out…
Source: Live Mint If you are planning to raise a personal loan then one of your key concerns could be to determine how easily and comfortably you can repay the same. Notably, borrowers can determine the loan repayment tenure on the basis of numerous factors. At the outset, it is worth mentioning that the personal loan…
Source: Live Mint If you have been scouting for a personal loan and have already received a few offers from different banks, it is recommended that you compare the impact of the difference in interest rates on your EMIs. Let us examine this in detail For instance, one bank offers a ₹10 lakh loan at…
Source: Live Mint If you hold two or three credit cards then you will invariably have multiple credit card cycles to keep track of. Additionally, there could be a number of other payment deadlines such as a mobile bill, an internet bill and so on. Phew! Too much to remember, isn’t it? Amid tracking all…
Source: Live Mint If you are quite accustomed to making all your sundry payments via Unified Payments Interface (UPI) app and are unsure of changing this habit of yours to embrace credit card in the foreseeable future, then you may explore the idea of using UPI credit cards. These are the cards that are used…
Source: Live Mint If you are planning to invest in a mutual fund scheme and are currently on the lookout for a good scheme to invest, be mindful of the fact that there are multiple categories to choose from. One could, for instance, choose between a large cap scheme and a small cap scheme, and…
Source: Live Mint If you are planning to get a credit card sometime soon, it is vital to first carry out the initial research and do an objective comparison between the cards offered by different banks. While you do so, you might feel that each card offers a range of benefits and features, some of…
Source: Live Mint If you fall short of money, then you can avail the option of raising a personal loan from a bank or non-banking financial company (NBFC). Some borrowers, meanwhile, are also offered pre-approved personal loans. In the case of a pre-approved loan, the borrowers don’t need to apply to a financial institution or…
Source: Live Mint If you have recently taken a personal loan at a fixed rate of interest, you must find out the instalment that you need to pay every month. It’s recommended to use a personal loan EMI calculator to determine the exact monthly payment. For those who are unaware, a personal loan EMI hinges…
