The FinTech Hub
Source: Live Mint Mumbai-based entrepreneur Mufaddal Kagalwala and his wife Sakina Gandhi turned this dream into a reality—without breaking the bank. By taking advantage of off-season deals on flights and hotels, the couple pulled off an unforgettable 13-day journey across Hungary, Slovakia, Austria, and the Czech Republic—all for under ₹3.5 lakh. “Our friends who were…
Source: Live Mint If you somehow failed to file your income tax return (ITR) for any of the past two years, you can still file an updated income tax return. These two years are 2021-22 (AY 2022-23) and 2022-23 (AY 2023-24) for which taxpayers can still file their updated return before March 31, 2025, reveals the…
Source: Live Mint Raising a personal loan is quite simple and convenient. There are a number of options which include banks, non-banking financial corporations (NBFC) and digital fintech platforms, among others. Although most banks still provide the option of raising a loan offline, the most feasible and sought-after option is to raise the loan online. The…
Source: Live Mint Checking credit score on a regular basis is an important step towards optimising it. It is recommended to check the credit score at least once in a year. Not only does it help you stay abreast of the changes in your score (if any), but it also helps you spot the errors…
Source: Live Mint If you are a shopaholic, it is recommended to consider credit card(s) which offer discounts on shopping, reward points that can be monetised, and the annual fee waiver on meeting a threshold of spending. Here we share details of three major credit cards offered by Kotak Mahindra Bank which give such offers on shopping….
Source: Live Mint If you have a credit card which has a high annual fee, there could be a way to get this waived off. Sounds strange, but true. In some cases, banks give an offer to get the annual fee waived off so long as the card holder spends money beyond a threshold. How…
Source: Live Mint In the financial year 2023-24, the new tax regime became the default regime. This regime’s tax rates are lower than those of the old regime, but it phases out most of the exemptions and deductions. This means if you want to avail any of these exemptions, you must opt specifically for the…
Source: Live Mint In the calendar year 2024, mutual fund investors’ investment through the SIP (systematic investment plans) route touched ₹2,89,227 crore with the highest contribution of ₹26,459 crore in December. Interestingly, December also happened to be the 46th month of positive equity inflows with the first one in March 2021. The mutual fund industry’s…
Source: Live Mint The GST portal has been facing issues related to filing GSTR-1. On Thursday, GST Network posted an update on X, highlighting the problem. A message on GST Network’s social media handle, GST Tech, reads: “GSTN hereby acknowledges the issue being faced regarding GSTR-1 summary generation and its filing. It is to inform…
Source: Live Mint Banks that are part of unified payment interface ( UPI) functionality tend to lose access to URCS or Unified Real-time Clearing and Settlement if they enter the wrong password three times. In such instances, banks are compelled to reach out to the National Payments Corporation of India (NPCI) to reset the password…
