The FinTech Hub
Source: Live Mint Income tax calculator: The new tax regime became a default tax regime in FY 2023, which means taxpayers are meant to pay income tax based on the new regime unless they opt out of it. They would do so only if they were told that the old tax regime would lead to…
Source: Live Mint In a recently shared post on Linkedin, Zerodha’s co-founder and the younger of the two Kamath brothers – Nikhil Kamath – wrote about Unified Lending Interface (ULI) and how lending as a phenomenon can play a key role in scripting the growth of individuals. While showering praises on ULI (Unified Lending Interface),…
Source: Live Mint To address financial needs, you typically have two alternatives: save regularly to accumulate enough money or borrow it now and repay it over time. Borrowing can be made for a range of purposes, whether to meet a personal emergency (personal loan) or to invest in your business (business loan), among other reasons….
Source: Live Mint If you are planning to take out a personal loan, it is recommended that you compare the interest rates charged by different banks so that you can get the best deal. The interest rate charged by a bank on a personal loan is typically a function of several factors such as the…
Source: Live Mint If you are planning to invest in a mutual fund scheme, it is quite usual to evaluate the past returns of that scheme and compare the same with its rivals in the same category. Although past returns do not guarantee the future returns, they, however, give a sense of the scheme’s potential…
Source: Live Mint IDBI Bank launched Chiranjeevi Super Senior Citizen Fixed Deposit Scheme early this month to offer interest up to 8.05 percent per annum. Under this scheme, the bank offers slightly higher interest rate to super senior citizens i.e., those who are aged 80 years or above. The highest fixed deposit interest offered to…
Source: Live Mint The famous Netflix series Squid Game is an expression of faithfully intimate drama, troubling imagery, and nail-biting plot twists, thus gripping audiences across the globe. In this wait for Season 2, these deeper reflections about money, human nature, and survival strike a chord with most of us, just like those high-stakes games…
Source: Live Mint Getting a credit card is only the first step in your journey to using it. You also need to get the card activated for carrying out online and contactless transactions and set the spend limits for it at the same time. Here, we share a step-by-step process for getting these activations done. Both these…
Source: Live Mint Are you planning to raise a personal loan and still in a dilemma over which bank to opt for? Loan borrowers typically make a decision based on the rate of interest charged by the bank. So, a loan applicant is likely to choose a bank which charges a lower rate of interest than…
Source: Live Mint Are you looking for a credit card and decided to opt for an SBI Card? If you have got an approval from the card issuer, the card will be sent to you through mail at your address. And in case you have already received the SBI card, which is blocked for security reasons, you…
