The FinTech Hub
Source: Live Mint Lack of awareness is still the biggest stumbling block in insurance adoption in India, and around 47.6 per cent of Indians remain unaware of term insurance and its benefits, a new report has shown. Term insurance has grown by 18 per cent in FY24 across the industry as compared to a CAGR…
Source: Live Mint Income Tax: As a taxpayer, you can use the e-pay functionality on the e-filing portal to make a payment to the income tax department. This is a user-friendly feature to clear your dues via any of these routes: net banking, debit card, over the counter, NEFT/RTGS or payment gateway. Here, we describe…
Source: Live Mint Maintaining a good credit score is important for anyone to be able to secure a loan or credit card on convenient terms and conditions. It is normal for married couples to run a joint bank account and credit card. But what happens to these cards and accounts in case of divorce? Oftentimes,…
Source: Live Mint At the time of securing a credit card, it is common among users to choose the card which has tempting features for them. And as one would expect, these features are quite personalised. For some users, discounts on movie tickets are more important than free coupons on eating out, whereas for some…
Source: Live Mint As we enter the financial year 2025-2026, a lot has changed in recent times. Financial markets have been extremely volatile, interest rates are on a decline after a five-year hiatus, and US President Donald Trump’s tariffs have left the world markets jittery. Amid this turmoil, many investors who have specific long-term investment…
Source: Live Mint Prior to investing in a mutual fund scheme, investors tend to examine its past returns and compare the same with those in the same category. This gives a fair idea of how that scheme has delivered vis-a-vis other schemes in the same category. Here we give the past returns of flexi cap mutual funds….
Source: Live Mint Conservative investors tend to invest in fixed deposits (FDs) of banks for the security and assurance they offer. Here we examine the returns given by different post office schemes and compare them with those on fixed deposits of different banks. Typically, most banks offer annual interest in the range of 6.6-6.7 percent…
Source: Live Mint When someone is in financial distress, he can rely on an advance or a borrowing – typically known as a personal loan in banking parlance. It is one of the most commonly known advances which investors can take to meet their urgent requirement for money. Personal loan is an unsecured loan and its…
Source: Live Mint A high credit score is important for the customers to negotiate better loan conditions with the lender including lower interest rate, long tenure and high amont, among other factors. There are occasions when an investor is regular in making his credit card bill payments on time, still struggles to improve the score….
Source: Live Mint Credit Cards: If you are using a credit card and toying with the idea of getting it cancelled, it is recommended to be mindful of a number of key factors. First of all, it is rational to get the card cancelled when it has a huge annual fee. Else, when you already…
