The FinTech Hub
Source: Live Mint Education is a crucial part in building a foundation to shape your career. However, if you are facing a financial crunch and are looking for ways to fund your education, a student personal loan can be an option that you can consider. These loans provide quick loan disbursement and generally require a…
Source: Live Mint Raising a personal loan is quite simple and convenient. There are a number of options which include banks, non-banking financial corporations (NBFC) and digital fintech platforms, among others. Although most banks still provide the option of raising a loan offline, the most feasible and sought-after option is to raise the loan online. The…
Source: Live Mint Sonu Sood came into the social limelight during the pandemic. His selfless act of helping hundreds of migrant workers get back home during the lockdown by organising buses and food. He became somewhat of a local hero as he organised safe passage for people where the administration faltered. The trailer of his…
Source: Live Mint If you face a temporary cash crunch and are in an urgent need of funds, you can use the gold sitting in your locker to tide over your cash flow issues. Banks and non-banking financial companies (NBFCs) offer gold loans for tenures as short as three months to as long as five…
Source: Live Mint The financial market has transformed over the years which has revolutionised the entire lending and borrowing process. One of the major innovations which has reshaped the sector are loan aggregators. These platforms connect lenders and borrowers efficiently and transparently, which act as a bridge in meeting challenges such as accessibility, cost-efficiency, and…
Source: Live Mint If you want to get a personal loan, your employment as well as your income plays a major role in making your application eligible for the loan. Personal loans are unsecured loans that do not require collateral. You can get quick access to funds as these loans offer quick loan disbursement with…
Source: Live Mint To pursue higher education anywhere in the world, students not only require good grades but having enough finances is equally important. Most students face difficulty in arranging finances to fund their higher education despite having good grades. In order to help such students, the government and private banks have introduced a scheme…
Source: Live Mint The credit utilisation ratio on your credit card is an important financial metric that lenders consider while approving a loan. If your credit utilisation ratio is above normal limits, the chances of you getting a loan comes down significantly. Here is a primer on credit utilisation ratio, how it works and how…
Source: Live Mint The Indian government has a variety of credit schemes aimed at supporting small business owners and entrepreneurs in many industries. The scheme is intended to empower prospective entrepreneurs, spur economic growth, and generate employment. It is aimed at the microcredit that small businesses use to start off, finance, and grow huge corporations…
Source: Live Mint Getting the money may not be that easy, particularly when you don’t have collateral to pledge to them. Conventional loans demand collateral, for example, in the form of equipment or real estate, for a guarantee that the loan would be repaid. Fortunately, there are unsecured business loans, and here we will teach…
