The FinTech Hub
Source: Live Mint Management of multiple debts can be both challenging and overwhelming. Even more so if you are dealing with high interest loans and credit cards. Personal loans for debt consolidation offer a practical resolution in such cases. To tackle all such conditions, personal loans for debt consolidation are a perfect option. They enable…
Source: Live Mint Getting a loan without a credit score or history can be difficult. However, many financial institutions and lenders provide no credit check loans for those who have poor or no credit history. These loans can be used in emergencies, however, these come with certain conditions and also involve risks. Hence, before you…
Source: Live Mint Digital lending apps have changed the face of money borrowing for Indians in recent years, as instant and hassle-free loans are getting offered with minimal paperwork. Now it is a given that digital lending applications have been a credit revolutioniser, they also raised some valid questions and concerns about credit scores. Hence,…
Source: Live Mint If you have a poor credit score, say 650 or lower, it is not easy to procure a loan from a bank. And if you are lucky — the bank or a non banking financial corporation (NBFC) may charge a higher rate of interest for approving the loan. Meanwhile, if you are…
Source: Live Mint When you are planning to raise a personal loan, and are worried over its high interest rate, you can follow a simple strategy. You can blend it with another loan for a range of benefits such as low interest rate and easier eligibility, among others. Let us understand how it works. Suppose…
Source: Live Mint If you are a credit card holder then proper credit management is extremely crucial for you. It will help you in maintaining a healthy financial history. Further, one way to raise your credit score is by raising your credit limit. Still, you should aim to do it without damaging your credit score….
Source: Live Mint Education loans are a great option for students going for higher studies. But EMIs (Equated Monthly Instalments) will hit your account six months-1 year after you complete the course. Early repayment can help students clear their debts sooner and plan their finances for the future. This will also have a positive impact…
Source: Live Mint Initially in India it was all about loans and credit cards when it came to maintaining a good credit score. Things are changing now. Timely payment of rent can now significantly contribute to the growth of your credit score, opening doors for improved financial opportunities, easier availability of future loans and a…
Source: Live Mint It is not easy to choose between a fixed and floating interest rate for your home loan in India, given the pros and cons of both. Below is a detailed guide that will help you make a decision on what type of interest rate will be most suitable for you as per…
Source: Live Mint Credit score is an important metric which banks and other financial institutions check before they take a decision whether to disburse a loan or not. There are a number of credit bureaus which enable users to check credit score. When the credit score is high, banks and NBFCs are more than willing to…
