The FinTech Hub
Source: Live Mint If you are planning to take a personal loan, it is important that you keep a few aspects in mind before you start with your application process. You must also note that personal loans offer you funds at a much higher interest rate as compared to other loans available in the market….
Source: Live Mint Are you someone who is planning to start their credit journey? Credit scores play a vital role in determining your credit worthiness and your eligibility for loans and credit cards. If you are new to credit, then building a strong credit score will help you get lowest interest rates and quick approvals…
Source: Live Mint Credit reports and scores are vital determinants in the contemporary financial world as they determine our prospects. Even though these two phrases are frequently substituted for each other, it is worth noting that both terms carry different meanings. Let’s explore how a credit report and score vary from each other and then…
Source: Live Mint A personal loan is one of the quickest ways to arrange funds for any reason. Be it a medical emergency, paying for a child’s education, a family function, buying a vehicle, enjoying a family vacation, starting a business, etc. In the case of a personal loan, you don’t need to tell the…
Source: Live Mint To be considered eligible for any financial need like home loans and credit cards, one has to have an elevated credit score. To keep and elevate a good credit score requires preparation and a sense of initiative, too. Here, we will include seven practical suggestions to enable you to work on bettering…
Source: Live Mint A credit score is a three-digit number that helps lenders assess your eligibility for loans or credit cards. This score is calculated by credit bureaus based on your credit history, as mentioned in your credit report. Hence, it is extremely important that you maintain a healthy credit score to get faster approvals…
Source: Live Mint If you are all set to borrow a personal loan, then the first and foremost thing that you need to do is to zero in on a bank to borrow the money from. Amid a flurry of borrowing options to go around, one can opt for an NBFC (non banking financial corporation)…
Source: Live Mint Managing loan repayment properly can really make a difference in your financial health. With so many choices available, it is essential to choose the right one that will meet your financial goals and circumstances. Let’s understand the different kinds of loan repayment strategies, their advantages and disadvantages, and help you make better…
Source: Live Mint A credit score is very important while applying for credit cards or loans as it plays an important role in determining your eligibility. This score indicates your creditworthiness which helps the lender determine the risk in offering you a loan. If you pay your EMIs and bills on time it will help…
Source: Live Mint If you are suddenly short of funds and do not wish to borrow from friends then one of the options that you can avail is to raise a personal loan. However, before raising a personal loan, make sure that the interest rate is not exorbitant, time duration is optimum, and the lender is reliable,…
