The FinTech Hub
Source: Live Mint Getting a loan without a credit score or history can be difficult. However, many financial institutions and lenders provide no credit check loans for those who have poor or no credit history. These loans can be used in emergencies, however, these come with certain conditions and also involve risks. Hence, before you…
Source: Live Mint You must have received various emails, App notifications, SMS and WhatsApp messages from your bank about pre-approved personal loan offers. You must have also received calls or seen banners related to these in your internet banking. Some of these pre-approved personal loan offers give a discount or waive the processing fee, while…
Source: Live Mint The Indian banking and financial sector, though robust and well-capitalised, continues to face serious challenges linked to unsecured loans and global market volatility. These issues were already highlighted in the Economic Survey 2025. To combat these, Finance Minister Nirmala Sitharaman introduced several measures, including a credit guarantee cover for MSMEs. Also Read…
Source: Live Mint The credit utilisation ratio on your credit card is an important financial metric that lenders consider while approving a loan. If your credit utilisation ratio is above normal limits, the chances of you getting a loan comes down significantly. Here is a primer on credit utilisation ratio, how it works and how…
