The FinTech Hub
Source: Live Mint As the Indian economy evolves and moves towards becoming the third largest in the world after the US and China so are the aspirations and wishes of Indian youth. Having a car hence is now more than a status symbol. It adds convenience and elevates one’s lifestyle. In this ever evolving growth…
Source: Live Mint Getting a loan which suits your budget and your lifestyle requires thorough research as well as a basic understanding of borrowing and lending. This is where financial literacy comes into play. Financial literacy helps you make mindful decisions on your financial borrowings and helps you plan your financial future responsibly. Loans have…
Source: Live Mint The credit utilisation ratio on your credit card is an important financial metric that lenders consider while approving a loan. If your credit utilisation ratio is above normal limits, the chances of you getting a loan comes down significantly. Here is a primer on credit utilisation ratio, how it works and how…
Source: Live Mint The current financial landscape is constantly evolving, and the ways to avail credit have evolved immensely. Among the latest tech developments in the business world, an instant loan app is one of the latest additions that aims to provide loans quickly and conveniently. What is an instant loan app? An instant loan…
Source: Live Mint Credit score is a three digit score which is given to you by credit bureaus which acts as a reflection of your credit profile and your creditworthiness to your creditors. Multiple loan inquiries to different creditors can negatively affect credit score. As a result, when you need the credit, you may not…
Source: Live Mint If you are someone who is interested in borrowing a loan or if you want to apply for a credit card, then knowing your credit score is extremely important. Credit score plays a vital role in determining your eligibility for borrowings. Lenders also pay close attention to your credit score for granting…
Source: Business Standard Home Loan, Loan, Home, House(Photo: Shutterstock) 2 min read Last Updated : Sep 10 2024 | 5:55 PM IST For most of us, home loan is a necessary step towards home ownership. As aspiring home owners eagerly await approval, a common question arises: How long does it take for a home…
