Bank FD vs PPF vs ETFs: Where should you invest in the last month of the year? | Mint

Bank FD vs PPF vs ETFs: Where should you invest in the last month of the year? | Mint

Source: Live Mint Many investors start reviewing their portfolios at the end of the year and making calculated choices to reach their financial objectives. Selecting between Exchange Traded Funds (ETFs), Public Provident Funds (PPF), and Bank Fixed Deposits (FDs) for year-end investments is a frequent conundrum. While PPF offers a safe, tax-free return of 7.1%…

Read More
Saving for your child’s education abroad? Key advice from financial experts | Mint

Saving for your child’s education abroad? Key advice from financial experts | Mint

Source: Live Mint Securing your child’s education abroad requires more than just setting aside savings—it demands a strategic and well-structured financial plan. Making plans for your child’s education is crucial to any parent’s financial planning. Education inflation is higher than regular inflation, and with the expected depreciation of the INR, parents need to factor in…

Read More
“Financial planning for us was about giving our sons the best education, not building a dream home”: Dalveer Singh | Mint

“Financial planning for us was about giving our sons the best education, not building a dream home”: Dalveer Singh | Mint

Source: Live Mint Planning for higher education for children forms a major aspect of financial planning for most households, especially if you plan to send your children overseas for higher education due to the sheer costs involved when looking at a degree from top global institutes. The fourth episode of Let’s Mint Money, presented in…

Read More
Tax breaks, reforms, and returns: Why NRIs are banking big on India

Tax breaks, reforms, and returns: Why NRIs are banking big on India

Source: Live Mint The Indian market offers diverse avenues for portfolio diversification, including alternative investments such as portfolio management services (PMS) and alternate investment funds (AIFs).  Equity investments, for instance, have delivered an impressive average annual return of 15% over the past five years, outperforming most major economies. Mutual funds also remain a popular choice,…

Read More
Balancing risk and reward: A hybrid approach to retirement savings | Mint

Balancing risk and reward: A hybrid approach to retirement savings | Mint

Source: Live Mint Considering your moderate risk appetite as mentioned in your query, your preference towards protecting the downside is natural and we completely understand it. Considering you have 18 years to retirement, which is long-term from all perspectives, you can consider a combination of BAFs and aggressive hybrid funds to generate better risk-adjusted return…

Read More
FD interest rates: Here’s what is on offer by HDFC Bank, SBI, ICICI, Canara & more — compare who is offering most | Mint

FD interest rates: Here’s what is on offer by HDFC Bank, SBI, ICICI, Canara & more — compare who is offering most | Mint

Source: Live Mint India FD interest rates comparison: Public and private banks in India offer a varied range of fixed deposit (FD) interest rates, and it is thus recommended that you compare most options available before making an investment. At present, most banks offer a higher interest rate for term deposits with longer tenures, compared…

Read More
Building financial resilience: Why passive income matters for MSMEs

Building financial resilience: Why passive income matters for MSMEs

Source: Live Mint Passive income is both a dependable financial safety net and a catalyst for future expansion. However, the first critical step is to maintain a clear boundary between personal and business finances—this foundational strategy enables sustainable growth and effective financial management.  Also Read: Thank digital tools for small businesses going formal on their…

Read More
Trump 2.0: How to make your portfolio great again

Trump 2.0: How to make your portfolio great again

Source: Live Mint —Donald Trump, The Art of the Deal Some have called it the ‘greatest political comeback of all time’. Others labelled it as the world’s most extreme ‘reality television show’. Donald Trump’s crushing victory in the US presidential elections has elicited a range of responses, from giddy delight to soul-crushing despair. But for…

Read More
How low could gold go?

How low could gold go?

Source: Live Mint Meanwhile, Varmaji, plagued by FOMO (fear of missing out) and spurred on by his wife’s remarks about his “conservative” approach, dives into the stock market at its peak—and is left holding not just the baby, but the bathwater and the tub too. Now he’s forced into the role of a ‘long-term investor’—the…

Read More