The FinTech Hub
Source: Live Mint Your credit score, in the contemporary financial world, is more than just a number but is the defining factor of how your financial life will be in the future. While a high credit score often translates to loan conditions that may be better or even interest rates that are cheaper, a poor…
Source: Live Mint The interest rates on Mudra loans are something prospective entrepreneurs and small company owners must understand when applying for financial support under the Pradhan Mantri Mudra Yojana (PMMY). Let’s discuss the factors that determine Mudra loan interest rates and how borrowers can bargain for the best terms. Pradhan Mantri Mudra Yojana The…
Source: Live Mint It can be a smart financial decision to repay a personal loan early for saving interest costs and obtaining the independence of debt earlier. Here we will take you through the foreclosure procedure in case you have an Axis Bank personal loan and think about it. It will make this process simple…
Source: Live Mint The Senior Citizens Savings Scheme (SCSS) is a government-backed savings initiative tailored for senior citizens to ensure a secure and regular income post-retirement. With guaranteed returns, tax benefits, and a straightforward process, it is one of the most reliable financial tools available for retired individuals in India. This scheme is available through…
Source: Live Mint It can be thrilling and useful for students at the same time who would just start to explore the world of personal finance, but being low income earners with no credit history makes it hard to get one. Being a student credit card first, someone should know what a credit card is…
Source: Live Mint Its primary management of money is when you watch your credit card balance. You will avoid overspending by watching your balance closely; you’ll ensure timely payments and maintain a good credit score. Let’s have a look at how you check your credit card balance and why you should be financially disciplined. Credit…
Source: Live Mint It is common practice to administer a number of credit cards in the networked financial world of today. It can sometimes happen when there are unforeseen financial pressures, such as an upcoming credit card obligation and a lack of funds in your checking account. Here we will outline the process of using…
Source: Live Mint One important figure that impacts your financial life is your Experian credit score. It affects your chances of getting loans, flat rentals, and even some jobs. Naturally, you might be asking how to raise your Experian score in a short amount of time. Even while your score isn’t at its peak right…
Source: Live Mint To use your SBI credit card for ATM withdrawal, point of sale (POS) transactions or online or through phone you have to need the Personal Identification Number (PIN) for using such cards. Thus, the different ways in generating your SBI credit card PIN are explained to allow you to perform operations through…
Source: Live Mint Credit cards and ATM cards are very similar in appearance since they are both plastic cards that can be used to make financial transactions. They are, however, worlds apart in terms of function, objective, and impact on financial security. Here we will help in better understanding their special qualities and how to…
