The FinTech Hub
Source: Live Mint The desire to be your own boss often fuels the ambition for wanting to start your business. Of course, this kind of financial approach might seem convenient sometimes when you’re a little low on cash, while personal loans require careful considerations of both benefits and disadvantages before choosing to borrow money from…
Source: Live Mint Personal loans provide ready access to money, but with responsibilities and downsides. Knowing when to seek a personal loan is the secret to sound financial decisions. Here are closer looks at when it makes sense to take out a personal loan. Understanding personal loans A personal loan allows you to borrow a…
Source: Live Mint Knowing your CIBIL score is the first step towards understanding your financial health. An OTP was earlier required to check your CIBIL score. However, recent changes have enabled you to view your score using only your PAN card. Let’s take you through this easy and effective procedure. What is CIBIL score? A…
Source: Live Mint If you are planning to get a personal loan, one key factor to keep in mind is the interest rate. The interest rate is the cost of borrowing money, expressed as a percentage of the total amount of the loan. A low interest rate will signify a low cost of borrowing, whereas…
Source: Live Mint Stocks lost steam near all-time highs, with Wall Street traders gearing up for key jobs data that will help determine whether the Federal Reserve will cut or hold interest rates in December. Equities dropped a day after the S&P 500 hit its 56th record this year. Short-term Treasuries underperformed, with the market…
Source: Live Mint Your financial stability and income plays a major role in determining your credit score. Lenders may use this score to determine your credit worthiness. But what is a good credit score? In this article we are going to understand what a credit score is and its ranges. With this you can have…
Source: Live Mint Before getting a personal loan, various factors such as credit history, banks, income, and employment type, among many other factors, may determine interest on your loan. These factors are directly related to the borrowers and lenders. However, there are certain factors beyond the control of a borrower and a lender that may…
Source: Live Mint Personal loans are one of the quick sources of funds that cater to a variety of purposes such as debt consolidation, house repairs, and even sudden medical bills. Still, there are risks involved, which should be evaluated carefully like any other financial tool. In order to help you in making smart financial…
Source: Live Mint It could be so exciting to plan the dream vacation; however, the thrill of travel is sometimes accompanied by the steep cost. The attractiveness of the personal loan to fund the vacation might seem like a no-brainer for many; hence, one must evaluate the pros and cons of taking such a decision….
Source: Live Mint A rally that drove stocks to a series of all-time highs showed signs of exhaustion, with investors awaiting this week’s key jobs report and Jerome Powell’s remarks for clues on whether Federal Reserve officials will cut interest rates in December. Wall Street traders also refrained from making riskier bets amid intense volatility…
