The FinTech Hub
Source: Live Mint Fixed deposits (FDs) are considered to provide reliable, consistent long-term investment returns. They are especially beneficial for conservative investors who avoid taking risks. Certain small finance banks in India offer FD interest rates of over 9%, which is relatively higher than those of public, private, and foreign banks. Here are the latest…
Source: Live Mint Personal loans are becoming increasingly popular in India as they are easily available and convenient. Prominent lending institutions such as: HDFC Bank, ICICI Bank, Kotak Bank, Bajaj Finance, CreditAccess Grameen among others are rapidly scaling up loan distribution services. Also Read | 10-minute personal loans: Fast money or a fast track to…
Source: Live Mint He was told he could withdraw the VPF anytime after a five-year lock-in period. Fast-forward to 2025, and he needed to withdraw funds to purchase a flat. To his surprise, there was no separate VPF accounting in his account. He could only see his EPF balance, and withdrawals, too, had limitations. “It…
Source: Live Mint TSX ends up 0.7% at 24,423.34 Technology sector adds 1.3% Energy gains 1.7% as oil settles 2.2% higher BoC cuts key rate by 25 basis points (Updates at market close) March 12 (Reuters) – Canada’s main stock index rebounded on Wednesday, including gains for energy and technology shares, as U.S. inflation cooled…
Source: Live Mint Flexibility is often of utmost importance in good financial management, especially when it comes to catering to any unexpected costs. An overdraft loan is such a financial instrument that, if used wisely, imparts this flexibility. This guide explains the fees, advantages, and important factors to consider before taking an overdraft loan. Understanding…
Source: Live Mint The acquisition of ownership through home purchase stands as a fundamental life achievement for most people although it generally requires substantial monetary investment. Mortgage loans provide necessary funds that enable people to achieve their homeownership aspirations through extended repayment plans. Understanding mortgage loan Mortgage loans function as secured loans that require you…
Source: Live Mint Metal credit cards since very long back have been a symbol of luxury and class in high-end finance products. Apart from their elegant looks, they also carry a handful of privileges specially loaded to entice the mini-set of high-value customers. Thus, one looking to upgrade his/her wallet should know what metal credit…
Source: Live Mint The choice between appropriate loan options becomes vital for urgent financial situations. The freedom they both grant comes from different loan functionalities of overdrafts and personal loans. Knowledge about their fundamental variations helps you decide better and achieve ultimate savings. What is a personal loan? Personal loans function as unsecured financing which…
Source: Live Mint Modern digital times provide the simplest approach to handle personal loans online. Most lending institutions let their customers view loan information through internet portals or mobile applications enabling efficient payments together with budget tracking. This evaluates the benefits of online loan tracking functions while providing key management approaches for accurate payment control….
Source: Live Mint In today’s consumer-driven world, buying electronic gadgets and more has become much easier with attractive EMI (Equated Monthly Instalment) options. EMI options have given consumers the flexibility to make high-value purchases without immediate full payment, enabling better financial management. Among the various EMI options available, no-cost EMI stands out as an attractive…
