How to consolidate credit card debt? 4 proven strategies for success | Mint

How to consolidate credit card debt? 4 proven strategies for success | Mint

Source: Live Mint Your financial stability returns when you use appropriate methods to eliminate credit card debt that creates problems. Loan consolidation remains a smart financial approach which helps customers both accelerate their payments and decrease interest costs. The procedures needed for effective credit card debt consolidation are detailed in the guide. 1. Establish a…

Read More
Personal loan EMI vs. credit card EMI: Which option saves you more money? | Mint

Personal loan EMI vs. credit card EMI: Which option saves you more money? | Mint

Source: Live Mint Efficient money management necessitates making correct loan selections. EMIs available through credit cards and personal loans allow users to pay over time conditions for urgent or intentional financial requirements. Long-term economic efficiency questions which payment option would be best in the end. The following analysis identifies whether personal loans and credit card…

Read More
Metal vs. Plastic Credit Cards: Which one fits your wallet and lifestyle? | Mint

Metal vs. Plastic Credit Cards: Which one fits your wallet and lifestyle? | Mint

Source: Live Mint Selecting a credit card requires evaluation of both performance features as well as fashionable attributes, extended durability and useful advantages. Plastic credit cards serve most customers today but metal credit cards are becoming more popular even though they used to exist only as rare luxuries. The explanation here focuses on the core…

Read More
Co-branded credit cards vs. regular credit cards: Pros, cons, and which to choose | Mint

Co-branded credit cards vs. regular credit cards: Pros, cons, and which to choose | Mint

Source: Live Mint In today’s complex economic atmosphere, the selection of a standard credit card can pose a tough challenge. Two varieties of cards stand out from numerous others; they are co-branded credit cards and regular credit cards. To make educated choices, an individual must now comprehend the advantages and disadvantages associated with each variety….

Read More
How MSMEs can access loans up to  ₹1 crore without collateral—A complete guide | Mint

How MSMEs can access loans up to ₹1 crore without collateral—A complete guide | Mint

Source: Live Mint Economic success and creation of new jobs alongside innovation and growth stems from micro small and medium-sized enterprises (MSMEs).  Securing finance has always proven challenging due to the necessity of collateral. The program creates an opportunity for MSMEs to acquire loans worth up to ₹1 crore without requiring any security pledges. This…

Read More
What is a medical loan and how can you apply for one both online and offline? | Mint

What is a medical loan and how can you apply for one both online and offline? | Mint

Source: Live Mint Medical emergencies beyond expectation often make patients unable to cover their high treatment costs. A medical loan stands as a crucial instrument to help people in such situations. This article explains medical loans including their operational mechanism and benefits and necessary considerations before applications and step-by-step application steps. Understanding medical loans One…

Read More
Are EMI-free loans really free? Here’s what you need to know | Mint

Are EMI-free loans really free? Here’s what you need to know | Mint

Source: Live Mint EMI-free loans seem unrealistically appealing because businesses widely advertise easy financing and hassle-free loan opportunities in today’s market. Everyone would choose to borrow money under these circumstances since there are no monthly payment obligations. The appeal of this offering seems perfect but reality shows something else. The primary purpose of presenting free…

Read More
5 ways to enhance your credit score for better business credit opportunities | Mint

5 ways to enhance your credit score for better business credit opportunities | Mint

Source: Live Mint People need high credit scores today more than ever during this competitive economic period. Doing business with superior credit requires establishing trust and obtaining financial resources when seeking start-up funding from lenders or seeking supplier discounts or optimizing cash flow management.  The strategic guidelines here will help organizations improve their creditworthiness thus…

Read More
Indian stock market may return 12-15% in 12 months; Industrial, IT, Export sectors in focus | Stock Market News

Indian stock market may return 12-15% in 12 months; Industrial, IT, Export sectors in focus | Stock Market News

Source: Live Mint India is structurally strong and cyclically slow, which led to a slowdown in corporate earnings from 8% to 10% from 15-20%. High interest rates, India’s general elections, and global political shifts contributed to the slowdown. The equity market trades at 19x, close to the Covid Feb 2020 lows of 18.3x.  Also Read…

Read More