The FinTech Hub
Source: Live Mint In today’s interconnected financial world, it’s crucial to keep track of your financial liabilities. This helps identify any loans registered against your PAN (Permanent Account Number). Monitoring these liabilities not only provides an overview of your credit history but also ensures there are no discrepancies, maintaining the validity of your financial record….
Source: Live Mint Tuition, living expenses and other fees rank among the many high costs associated with higher education. Education loans are an effective means for students to meet their objectives without ever having to consider money. This is a comprehensive guide on how to properly understand, apply for, and manage an education loan. Understanding…
Source: Live Mint A loan recovery process, specifically the process of collecting loan payments from debtors when already overdue or in default, has been known for ages. Essentially, the loan recovery process remains an essential practice in the finance sector. From asset repossession and other court procedures to more aggressive processes like involving debtors as…
Source: Live Mint Unexpected costs can arise at any time, as life is full of surprises. Sometimes, especially if you’re self-employed, a freelancer, or experiencing a brief gap in income, it’s not possible to provide traditional proof of income. While it may be challenging, obtaining a personal loan without income verification is not impossible. In…
Source: Live Mint A loan moratorium is a period during which debtors are protected from having to pay Equated Monthly Instalments (EMIs) and other repayments. It temporarily suspends the repayment of a loan. However, the specific terms of a loan moratorium can vary significantly depending on the lender, the type of loan, and the circumstances…
Source: Live Mint The Sahm Rule might be a good indicator of a recession. But the timing of when the Bank of Japan unnecessarily hikes interest rates might be even better. Until the events of recent days, Bank of Japan Governor Kazuo Ueda had earned plaudits for unwinding the massive stimulus policies of his predecessor without…
Source: Live Mint Personal loans are becoming increasingly popular today as a quick solution for many people. They provide access to funds for various needs, such as school fees, emergency surgeries, home renovations, or even travel. While personal loans offer easy access to money, managing and repaying the debt effectively is crucial. In this scenario,…
Source: Live Mint A personal loan of ₹1 lakh is often a workable solution to handle various kinds of financial requirements such as unplanned expenses or personal goals. Before applying for HDFC Bank loans, you need to know the bank’s interest rates and the factors affecting them. The following article gives you interest rates, eligibility,…
Source: Live Mint Many students finance their studies through loans since the costs of higher education have skyrocketed. It can be very challenging to balance student loan debt with other financial obligations, part-time employment, and coursework. In such a situation, an EMI calculator can prove to be useful. Using an EMI calculator, the students can…
Source: Live Mint A ₹10 lakh personal loan is a big financial decision, knowing what interest rates are offered by the various lenders, including HDFC Bank, will go a long way in making that decision. Here’s an in-depth rundown of HDFC’s personal loan interest rates and application process. Understanding personal loans An unsecured loan called…
