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Source: Live Mint Life’s most consequential change of status brings extensive social transformations and emotional impacts which also affect your financial situation. Joint financial decisions made with your spouse will impact both your creditworthiness regardless of how marital union does not immediately merge credit scores. Knowledge about how marriage impacts your credit can assist you…
Source: Live Mint People need high credit scores today more than ever during this competitive economic period. Doing business with superior credit requires establishing trust and obtaining financial resources when seeking start-up funding from lenders or seeking supplier discounts or optimizing cash flow management. The strategic guidelines here will help organizations improve their creditworthiness thus…
Source: Live Mint Did you apply for a credit card and it was declined because of a poor credit score? Else, you want to apply for a personal loan and realised that your credit score is too poor to make the cut. If that is the case, be aware that you are not alone. There…
Source: Live Mint As a home loan in India requires a good credit score, which takes into account the loan amount and allows it to sanction as well as fix the interest rate along with other associated terms. Here are key ways to improve your credit score before availing the loan: Pay on time Payment…
Source: Live Mint If you are planning to raise a personal loan remember that one of the key criteria that determines your application is your credit score. You can check your credit score for free here on Livemint. Let us suppose you want to raise a loan and your application was denied because of a…
Source: Live Mint Your credit score, in the contemporary financial world, is more than just a number but is the defining factor of how your financial life will be in the future. While a high credit score often translates to loan conditions that may be better or even interest rates that are cheaper, a poor…
Source: Live Mint In the current financial environment, it is more important than ever to have a good credit score. It affects everything from your ability to rent an apartment to credit card offers and loan interest rates. Here we explain the basics of credit scores and provide helpful advice on how to build your…
Source: Live Mint Improving your credit score can take a long time based on your current score, financial habits, and the specific actions you take. You can take an appropriate action based on the goal i.e., whether you want to improve your credit score in the short term, medium term or long term. Short-Term Improvements…
Source: Live Mint If you have a credit card or are planning to get one, it is crucial to understand credit scores, as they determine your future financing options. A good credit score makes it easier to apply for loans with lower interest rates, while a poor credit score can lower your chances of obtaining…
Source: Live Mint Are you planning to apply for a new credit card but struggle to get a credit score good enough to procure a card? Well, you are not alone. This problem is quite prevalent. There could be a lot of reasons for the poor credit score, also known as CIBIL score. And once…
