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Source: Live Mint With overheated markets, the challenge of balancing risk and returns has become more pronounced. For those seeking stability and inflation-beating growth, multi-asset allocation funds (MAAFs) may be a viable alternative to debt mutual funds or fixed deposits (FDs). MAAFs are structured to invest in a mix of asset classes—commonly equities, debt, and…
Source: Live Mint Considering your moderate risk appetite as mentioned in your query, your preference towards protecting the downside is natural and we completely understand it. Considering you have 18 years to retirement, which is long-term from all perspectives, you can consider a combination of BAFs and aggressive hybrid funds to generate better risk-adjusted return…
Source: Live Mint While returns may drive investment decisions, the true challenge lies in understanding and managing the various risks—whether personal, portfolio-related, behaviour and even perception. A broader classification of risks could be on what we know, what we don’t know and unpredictable events. Managing risk is the key to generating optimal returns over long…
Source: Live Mint If you have a wedding scheduled in a few months, chances are that you have already accumulated enough money to organise the celebration for the big day. However, if the wedding is still some years away, then you are supposed to have a well-organised plan for saving funds for the same. Here, we…
Source: Live Mint If you are looking forward to a wedding, it is vital to first arrange the funds for it. There are a number of ways to do it. At the outset, you should dip into your savings and investments to meet the wedding expenses. And if this money falls short, you can always…
Source: Business Standard 3 min read Last Updated : Oct 11 2024 | 10:01 AM IST Although India’s overall economic indicators look solid, stock valuations are currently not cheap, which means investors need to adopt a smart approach, favoring hybrid and multi-asset allocation schemes that can adjust exposure to various asset classes as needed,…
Source: Live Mint A systematic withdrawal plan (SWP) from a mutual fund can deliver regular income with tax efficiency. An SWP is the mirror image of a systematic investment plan (through which investments are made regularly). With an SWP, one can withdraw a fixed amount every year from a mutual fund. An SWP can be…
