The FinTech Hub
Source: Live Mint With the advent of digitisation, getting a personal loan is at your fingertips. Many banks, NBFCs, and fintechs have made the personal loan process from application to disbursement completely online. The pre-approved offers have further simplified getting a personal loan in less time. However, before availing that pre-approved personal loan offer or…
Source: Live Mint Fund managers, advisors and market watchers are always talking about asset allocation. Asset allocation means diversifying your investments across different assets like equity, gold, real estate and fixed return securities among others. Asset prices go through cycles and having a diversified exposure allows you to safeguard overall portfolio returns when any one…
Source: Live Mint A structured budget is essential for managing your finances effectively. It not only helps during emergencies but also secures your financial future. While credit cards can be a double-edged sword, when used wisely, they can significantly enhance your budgeting efforts. The key risk lies in impulsive spending, which can lead to debt…
Source: Live Mint In today’s fast-paced financial landscape, credit cards have become essential tools for managing expenses, offering convenience, security, and numerous rewards for everyday purchases. With a plethora of options available, choosing the right credit card can be challenging. This guide explores lifetime free credit cards—those that come with no annual fees—highlighting their benefits…
Source: Live Mint Are you holding shares or mutual fund units for your long-term financial goals? During a financial emergency, instead of selling a part of your investment, pledge it and take a loan against it. Pledging of shares/mutual fund units for a loan has benefits over selling them. Let us understand what is pledging,…
Source: Live Mint Planning your finances in advance can protect you from unexpected emergencies and help secure your future. A well-crafted financial plan not only assists in saving for long-term goals but also makes managing day-to-day expenses more manageable, ultimately leading to significant savings when executed correctly. What is financial planning? Financial planning is the…
Source: Live Mint Are you a travel freak and love to explore new places? Or are you a young college student who likes to visit the country’s hinterland to interact with people from different regions? Else, do you desperately like to view, see and feel the things which your income may not support — but…
Source: Live Mint In an increasingly complex financial landscape, investors are constantly seeking effective ways to manage their wealth. Portfolio Management Services (PMS) have emerged as a popular investment option in India, offering tailored solutions to meet individual financial goals. PMS allows investors to leverage professional expertise to maximise returns while minimising risks. Let’s explore…
Source: Business Standard Wedding planning must involve consideration for expenses (Photo: Shutterstock) 3 min read Last Updated : Sep 27 2024 | 4:35 PM IST In a country where weddings are often grand affairs lasting days, many couples find themselves facing a financial hangover when the festivities end. As the average cost of weddings…
Source: Live Mint Did you ever feel hard pressed for money or wished you could have had a higher balance in your bank to meet an immediate expense that came knocking on your door? If yes then you are not alone. It has happened to most of us at some point of time in the…
