I have achieved 95 per cent of his retirement corpus with 17 years of disciplined investing, says Kartik Sharma | Mint

I have achieved 95 per cent of his retirement corpus with 17 years of disciplined investing, says Kartik Sharma | Mint

Source: Live Mint Effective financial planning includes defining financial goals and drafting out an investment plan to meet these goals. This is essential for achieving financial stability and building a strong foundation that lets you work towards meeting your financial commitments, both long term and short term. In Episode 5 of Let’s Mint Money, presented…

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Personal Loan: 10 common mistakes to avoid before you apply | Mint

Personal Loan: 10 common mistakes to avoid before you apply | Mint

Source: Live Mint With the advent of digitisation, getting a personal loan is at your fingertips. Many banks, NBFCs, and fintechs have made the personal loan process from application to disbursement completely online. The pre-approved offers have further simplified getting a personal loan in less time.  However, before availing that pre-approved personal loan offer or…

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How should you adjust your asset allocation during a market correction? | Mint

How should you adjust your asset allocation during a market correction? | Mint

Source: Live Mint Fund managers, advisors and market watchers are always talking about asset allocation. Asset allocation means diversifying your investments across different assets like equity, gold, real estate and fixed return securities among others. Asset prices go through cycles and having a diversified exposure allows you to safeguard overall portfolio returns when any one…

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Credit card and budgeting: How to align your credit card use with your budget goals? | Mint

Credit card and budgeting: How to align your credit card use with your budget goals? | Mint

Source: Live Mint A structured budget is essential for managing your finances effectively. It not only helps during emergencies but also secures your financial future. While credit cards can be a double-edged sword, when used wisely, they can significantly enhance your budgeting efforts. The key risk lies in impulsive spending, which can lead to debt…

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Zero Fees, Zero Worries: Top 10 lifetime free credit cards for 2024 | Mint

Zero Fees, Zero Worries: Top 10 lifetime free credit cards for 2024 | Mint

Source: Live Mint In today’s fast-paced financial landscape, credit cards have become essential tools for managing expenses, offering convenience, security, and numerous rewards for everyday purchases. With a plethora of options available, choosing the right credit card can be challenging. This guide explores lifetime free credit cards—those that come with no annual fees—highlighting their benefits…

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How to create a financial plan on your own? Here are 6 key steps | Mint

How to create a financial plan on your own? Here are 6 key steps | Mint

Source: Live Mint Planning your finances in advance can protect you from unexpected emergencies and help secure your future. A well-crafted financial plan not only assists in saving for long-term goals but also makes managing day-to-day expenses more manageable, ultimately leading to significant savings when executed correctly. What is financial planning? Financial planning is the…

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