![Saying no to EPF isn’t easy—but it’s possible Saying no to EPF isn’t easy—but it’s possible](https://i3.wp.com/www.livemint.com/lm-img/img/2025/02/13/1600x900/retirement_1739435676952_1739435677236.png?w=600&resize=600,400&ssl=1)
Saying no to EPF isn’t easy—but it’s possible
Source: Live Mint The answer isn’t straightforward. While Mr. A has the choice to opt out, Mr. B doesn’t—thanks to the rules governing EPF eligibility. The fine print of opting out Most new employees can opt out of EPF if their basic salary, as defined by the EPF Act, exceeds ₹15,000 per month. However, those…